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Home Car insurance

Car insurance in Montreal

Auto insurance quotes in Montreal & across the province of Quebec

Get my price or Phone us 438-843-4814
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Get your online car insurance quote in Montreal

KBD is a Montreal car insurance broker with 40+ years of experience in the industry.

We provide clients with the best auto insurance by making the process simple, quick and affordable.

How it works
Enter your info

Answer a few questions about yourself

Receive your price

Our technology provides you with quotes in under 3 minutes

Secure your rate

Review your online quote with a KBD licensed broker

Car insurance
coverage we offer

Collision

Subject to a deductible, collision car insurance covers you in the event of an at-fault accident, meaning you were the primary cause of the damage.

Comprehensive

Also referred to as fire, theft, vandalism and glass breakage. Comprehensive insurance is subject to a deductible.

Replacement cost

Freezes the value of your vehicle and protects your car from depreciation.

Liability

Covers you for non-responsible accidents or if you cause damage to a third party.

What our users say

Total 4.9 (262 reviews)
Brigitte Bourque
Brigitte Bourque
3 days ago

Excellent service. Devon went beyond my expectations. Very helpful and went out her way to make sure I received the best coverage at the best price. Very professional too!

Bronwyn Rees
Bronwyn Rees
5 days ago

Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.

Melinda Prevost
Melinda Prevost
3 weeks ago

Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!

Patrick Prevost
Patrick Prevost
3 weeks ago

Excellent service by Devon. She was able to offer me an incredible annual fee for my car insurance in comparison to what I am currently paying. She was very polite, professional and I really appreciated her patience she had with me. I would highly recommend this company. Keep up the good work Devon, Thanks again!

ahmed mohammed
ahmed mohammed
5 months ago

Our broker was Spencer, He was helpful and friendly, and the second Amazing experience with KBD, I got the best price and a quick service.

Dave Mason
Dave Mason
4 months ago

Brad was my insurance wizard. He managed to get me a great rate for my first brand new car!

Get a quick auto insurance quote today

Get my price orPhone us 438-843-4814

Montreal auto insurance FAQs

How much does car insurance cost in Montreal?

The average car insurance cost in the province of Quebec is $717, which includes rural and less populated areas. Because there are more people living in the city of Montreal and consequently more cars on the road, the average auto insurance cost in Montreal is a little more expensive. When there are more cars on the road, there is a greater chance that you could be involved in an accident and a greater chance the insurance company will need to pay a claim to repair your vehicle.

How do I buy car insurance in Montreal?

The first thing you need to do is get a quote. You can get a quote by either calling a Montreal auto insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of all the cars you want to insure, as well as the drivers license numbers of all drivers you want on your policy. From there, the insurance company will send you proof of insurance, usually through email. Once you get the proof of insurance, you’re good to go!

What is replacement cost auto insurance?

As we all know, cars lose their value over time. If you’re involved in a big accident and your car is considered a total loss, your replacement cost insurance will pay you the value of your car on the day you were involved in the accident, which is often significantly lower than what you paid for the vehicle when you got it. Replacement cost insurance is a complimentary car insurance product that protects you from incurring the cost of a total loss in the event of a wreck or theft, but takes into account the diminishing value of your car. It also refunds a portion of your deductible and provides a courtesy vehicle for you to drive while you shop to replace your car!

What is liability car insurance coverage?

Liability coverage protects you from being held financially responsible for damage you cause to other people’s property. It is the basis of car insurance contracts in Montreal. When we’re talking about: ”liability” in car insurance in Montreal, we’re talking about the damage your car may cause to other people’s property only, not any bodily injury. In the province of Quebec, bodily injury is covered by the Société de l’assurance automobile du Québec (SAAQ). This is known as ‘no-fault’ insurance. As a Quebec driver, you pay for this through your license registration fee. At KBD insurance, our standard is to give $2 million in liability insurance.

What is comprehensive car insurance?

Also known as B3 coverage on your insurance contract, comprehensive coverage for Montreal car insurance is pretty simple. The coverage protects your vehicle from 4 types of damage: Fire, theft, vandalism and glass breakage. If your vehicle suffers damage from any of these perils, your comprehensive insurance will cover you. For the coverage to be fully applied, you will need to pay your deductible. At KBD Insurance our standard deductible for comprehensive coverage is $500.

Should I insure my car "one-way" or "two-way”?

“Two-way” insurance is when you have both collision (B2) and comprehensive (B3) included in your car Insurance policy, along with liability. “One-way” coverage includes liability only.
The decision to insure your car one-way or two-way depends on a few different factors:

  1. If your vehicle is being leased or financed, you need two-way coverage to protect both you and your finance / lease company. Usually, the finance / lease company will not let you leave with your car until they have proof and/or confirmation that the car is insured two-way.
  2. If the value of your car is important to you but you don’t have the means to repair or replace a damaged vehicle, two-way insurance is the way to go. At KBD, we suggest two-way coverage on all cars less than 10 years old and/or with a value of more than $5,000.
  3. If you’re on a budget or driving a low-value car, you might consider one-way insurance. If you do, keep in mind that your insurance contract won’t cover as many incidents. If you’re responsible for a collision, or your car is victim to one of the 4 types of damage that fall under comprehensive coverage, you’ll have to pay for the repairs out of your own pocket.

What type of auto insurance is required by law?

Liability insurance is required by law on all Montreal car insurance policies. The minimum amount required in Quebec is $50,000, but that is far from standard practice across Canada. The minimum amount varies from province to province, but rest assured, if you have less than the minimum amount required by law while driving in another province, your liability amount will automatically bump up to that province’s minimum amount to protect you while driving there.

How are auto insurance rates determined?

It’s important to understand that unlike a cell phone or internet plan, Montreal car insurance rates vary from one person to another. Why? Because no two people are exactly the same and neither are their cars. When calculating your car insurance rate, insurance companies assess the physical risk (your car) and the moral risk (you) before coming up with a price.
The physical risks they assess:

  • Year of the ca
  • Make (brand) of the car
  • Model of the car
  • Value of the car

The moral risks they assess:

  • Your age
  • Your sex
  • Your postal code
  • Your credit score
  • Your driving history
  • Your accident history

How do I compare auto insurance quotes online?

The traditional Montreal car insurance broker shops between different companies to find the best coverage at the best price. With today’s technology, there are websites set up to act just like a car insurance broker – only you get the prices much, much faster. One such example is LowestRates.ca. In less than 5 minutes, you can compare prices from 5 different Montreal car Insurance companies. You will still need to speak with an insurance professional to finalize your contract.

What is “no-fault” car insurance?

No-fault car Insurance refers to situations where the cause of an accident doesn’t affect compensation. In Layman’s terms, you cannot be sued for causing bodily injury to another person as a result of a car accident you’re responsible for. In Quebec, it refers specifically to a car accident in which a person is injured. Unlike in the USA or other provinces in Canada, Montreal car insurance policy holders cannot be sued for any injury or physical harm caused to another Quebec driver’s body as the result of an accident. The Société de l’assurance automobile du Québec (SAAQ) covers this through the registration fee of your driver’s license, so as far as insurance is concerned, it doesn’t matter who was at fault in these types of accidents. This is part of the reason Montreal car insurance prices are among the lowest in the country.

Can I get car insurance after being cancelled for non-payment?

If you’ve been cancelled for non-payment in the past, don’t worry, you’re still insurable! There are a lot of Montreal car insurance companies that can give you coverage, however your price will probably be a little higher than before because the insurance company will have to insure you in the “specialty market.”. Usually, the insurance company will be willing to reduce your price if you’ve had no payment problems for at least 2 years.

How long does it take to complete a car insurance quote online?

Getting a car insurance quote online is a quick and simple process. Most insurance companies offer quotes online and Montreal car insurance companies want to make the user experience as pain-free as possible. You can do a quote online in less than 3 minutes, though these quotes are not 100% accurate. Some insurance companies offer the option to answer more questions to get a more accurate quote, but these usually take 5-10 minutes. Depending on what you’re looking for, you can get a Montreal car insurance quote online in a matter of minutes.

Which companies provide cheap car insurance?

There are many companies in Montreal that offer cheap auto insurance rates, but your price depends entirely on your specific situation. Unfortunately, insurance is not priced the same way as a cell phone or internet plan. Each insurance company has their ‘target market’ and ‘appetite’ for different situations and risk profiles, which is why you might get different prices from different companies. At KBD, we place most of our clients with Intact Insurance primarily because they offer a wide array of products at competitive rates, regardless of the situation or risk profile. There isn’t much they can’t insure!

How much should I be paying for auto insurance?

The average cost for auto insurance in Quebec is $717 +tax. The amount you should be paying for car insurance depends on a few different factors:

  • Newer vehicles are more expensive to insure than used vehicles.
  • Financed or leased vehicles are more expensive than vehicles you own outright.
    Two-way coverage is more expensive than one-way coverage.
  • Customers with many accidents or claims on their record pay more than accident-free customers.
  • Customers who have lower credit scores pay more than customers with higher credit scores.
  • Customers who have been cancelled for non-payment in the past pay more than customers that have never had payment problems.
  • Customers on the island of Montreal pay more than customers in rural areas.

By taking these factors into consideration, you should be able to determine if your price should be higher or lower than the average price of $717 per year.

How do I cancel my auto insurance?

The first thing to understand about cancelling your Montreal car insurance is that your contract is annual even if you pay for it monthly. For this reason, when you cancel your insurance early, you’re technically breaking a contract, which means you’ll have to pay cancellation fees — usually the equivalent of 1 month of your contract. To avoid cancellation fees, it’s always best to switch insurance companies at the end of your term, before renewing your contract. When you do need to cancel in the middle of a contract, your insurance company will require a written request – an email is usually good enough. When simply choosing not to renew your insurance policy, a phone call to your insurance company will suffice.

What is collision auto insurance?

Also known as “B2” coverage on your insurance contract, collision auto insurance coverage protects you in the event of damage to your car due to a car accident for which you are responsible. Typically, these crashes involve another vehicle, a building, an animal or simply a loss of control. It also covers you if you’re the victim of a hit and run. For the coverage to be fully applied, you will need to pay your deductible. At KBD Insurance, our standard deductible for a collision is $750.

What is telematics car insurance?

The best car insurance companies in Montreal are going digital and are using telematics technology programs to customize car insurance prices based on a customer’s driving habits and patterns. Most insurance companies offer incentives and rebates to participate in these programs, which are all offered through mobile applications. The technology will collect data on:

  • How fast you accelerate
  • How hard you break
  • How you follow speed limits
  • What time of day/night you drive
  • How much you use your cell phone while driving

Your insurance price may increase or decrease based on this data. Consider that this is the first time in the history of Montreal car insurance where the consumer can be in control of how much they pay!

What is a deductible in auto insurance?

A deductible is a predetermined dollar amount that the consumer has agreed to pay toward each repair before their insurance money kicks in. For example, if you’ve agreed to a $500 deductible and your car suffers $1200 in damages, you’ll pay the deductible amount ($500) up front and your insurance company will pay you the remaining $700. Insurance was not designed to be a maintenance package for small damages – that’s part of being a car owner. Without a deductible, consumers would make claims for any and every small damage their vehicle has. Before making an insurance claim, it’s important to consider what portion of the cost your deductible covers to determine whether it’s actually worth submitting. Remember that every claim you make remains on your record for 6 years and affects your insurance rate. Pro tip: if the damages cost less than twice the amount of your deductible, don’t claim it with insurance — save yourself the black mark on your resume and pay for the repair out of your pocket.

How do I save money on auto insurance in Montreal?

There are 5 main ways you bring down your Montreal car insurance cost:

  1. Buy one-way coverage. Save money, but be aware of the coverage and protections you’re missing out on.
  2. Don’t make small claims. If you have 3 or more claims in 5 years, you will have a very difficult time finding affordable insurance.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less expensive your car insurance will be.
  4. Bundle your car insurance policies with residential insurance. Whether you rent or own, you can save a significant amount by combining car and residential Insurance.
  5. Participate in your insurance company’s reward incentive program that collects data on your driving habits and gives discounts for good driving statistics. This is usually done by downloading the insurance company’s mobile application.

How do I get an online car insurance quote?

Today, almost every Montreal car insurance company has a quoting system on its website. Typically, you’ll answer 5-6 questions to determine a price, but be advised that the price you receive may not be 100% accurate, considering it only took 3 minutes to get. Some companies provide the option of a much more detailed quote if you’re willing to answer more questions and give more of your time. In both scenarios, you’ll still need to speak with an insurance professional in order to finalize the insurance contract.

Does my postal code affect my car insurance rate?

Your Montreal car insurance rate is 100% reflective of your postal code. Insurance companies come up with prices based on statistics and probabilities. If a certain postal code has a higher population than another, its rate will be higher. More people living in one area means more chances for accidents. More accidents means more claims to pay for the insurance company. Another factor is the number of vehicles stolen in one postal code versus another.

How do I get the best car insurance in Montreal?

Unlike a cell phone or internet plan, finding the best car insurance in Montreal is personal and you will need to do some shopping. You can do so by visiting a website like LowestRates.ca where you will complete a quote online and be able to compare prices and coverages from 4-5 different insurance companies. You can also visit other insurance companies’ websites and get quotes directly with them. Lastly, you can call insurance companies and get quotes over the phone. The key to finding the best car insurance in Montreal is to shop and find what is best for you.

Does KBD provide car insurance for Uber drivers?

At KBD Insurance, we work primarily with Intact Insurance. When we come across a Montreal car insurance driver who works for Uber, it is a very simple and inexpensive process. While someone is ‘on-the-clock’ driving for Uber, they are covered by Uber’s commercial car insurance policy, which is also provided by Intact. While an Uber driver is ‘off-the-clock’ and driving personal trips they are insured by their Montreal car insurance policy through KBD Insurance.

How much does car insurance cost in Montreal?

The average car insurance cost in the province of Quebec is $717, which includes rural and less populated areas. Because there are more people living in the city of Montreal and consequently more cars on the road, the average auto insurance cost in Montreal is a little more expensive. When there are more cars on the road, there is a greater chance that you could be involved in an accident and a greater chance the insurance company will need to pay a claim to repair your vehicle.

Which companies provide cheap car insurance?

There are many companies in Montreal that offer cheap auto insurance rates, but your price depends entirely on your specific situation. Unfortunately, insurance is not priced the same way as a cell phone or internet plan. Each insurance company has their ‘target market’ and ‘appetite’ for different situations and risk profiles, which is why you might get different prices from different companies. At KBD, we place most of our clients with Intact Insurance primarily because they offer a wide array of products at competitive rates, regardless of the situation or risk profile. There isn’t much they can’t insure!

How do I buy car insurance in Montreal?

The first thing you need to do is get a quote. You can get a quote by either calling a Montreal auto insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of all the cars you want to insure, as well as the drivers license numbers of all drivers you want on your policy. From there, the insurance company will send you proof of insurance, usually through email. Once you get the proof of insurance, you’re good to go!

How much should I be paying for auto insurance?

The average cost for auto insurance in Quebec is $717 +tax. The amount you should be paying for car insurance depends on a few different factors:

  • Newer vehicles are more expensive to insure than used vehicles.
  • Financed or leased vehicles are more expensive than vehicles you own outright.
    Two-way coverage is more expensive than one-way coverage.
  • Customers with many accidents or claims on their record pay more than accident-free customers.
  • Customers who have lower credit scores pay more than customers with higher credit scores.
  • Customers who have been cancelled for non-payment in the past pay more than customers that have never had payment problems.
  • Customers on the island of Montreal pay more than customers in rural areas.

By taking these factors into consideration, you should be able to determine if your price should be higher or lower than the average price of $717 per year.

What is replacement cost auto insurance?

As we all know, cars lose their value over time. If you’re involved in a big accident and your car is considered a total loss, your replacement cost insurance will pay you the value of your car on the day you were involved in the accident, which is often significantly lower than what you paid for the vehicle when you got it. Replacement cost insurance is a complimentary car insurance product that protects you from incurring the cost of a total loss in the event of a wreck or theft, but takes into account the diminishing value of your car. It also refunds a portion of your deductible and provides a courtesy vehicle for you to drive while you shop to replace your car!

How do I cancel my auto insurance?

The first thing to understand about cancelling your Montreal car insurance is that your contract is annual even if you pay for it monthly. For this reason, when you cancel your insurance early, you’re technically breaking a contract, which means you’ll have to pay cancellation fees — usually the equivalent of 1 month of your contract. To avoid cancellation fees, it’s always best to switch insurance companies at the end of your term, before renewing your contract. When you do need to cancel in the middle of a contract, your insurance company will require a written request – an email is usually good enough. When simply choosing not to renew your insurance policy, a phone call to your insurance company will suffice.

What is liability car insurance coverage?

Liability coverage protects you from being held financially responsible for damage you cause to other people’s property. It is the basis of car insurance contracts in Montreal. When we’re talking about: ”liability” in car insurance in Montreal, we’re talking about the damage your car may cause to other people’s property only, not any bodily injury. In the province of Quebec, bodily injury is covered by the Société de l’assurance automobile du Québec (SAAQ). This is known as ‘no-fault’ insurance. As a Quebec driver, you pay for this through your license registration fee. At KBD insurance, our standard is to give $2 million in liability insurance.

What is collision auto insurance?

Also known as “B2” coverage on your insurance contract, collision auto insurance coverage protects you in the event of damage to your car due to a car accident for which you are responsible. Typically, these crashes involve another vehicle, a building, an animal or simply a loss of control. It also covers you if you’re the victim of a hit and run. For the coverage to be fully applied, you will need to pay your deductible. At KBD Insurance, our standard deductible for a collision is $750.

What is comprehensive car insurance?

Also known as B3 coverage on your insurance contract, comprehensive coverage for Montreal car insurance is pretty simple. The coverage protects your vehicle from 4 types of damage: Fire, theft, vandalism and glass breakage. If your vehicle suffers damage from any of these perils, your comprehensive insurance will cover you. For the coverage to be fully applied, you will need to pay your deductible. At KBD Insurance our standard deductible for comprehensive coverage is $500.

What is telematics car insurance?

The best car insurance companies in Montreal are going digital and are using telematics technology programs to customize car insurance prices based on a customer’s driving habits and patterns. Most insurance companies offer incentives and rebates to participate in these programs, which are all offered through mobile applications. The technology will collect data on:

  • How fast you accelerate
  • How hard you break
  • How you follow speed limits
  • What time of day/night you drive
  • How much you use your cell phone while driving

Your insurance price may increase or decrease based on this data. Consider that this is the first time in the history of Montreal car insurance where the consumer can be in control of how much they pay!

Should I insure my car "one-way" or "two-way”?

“Two-way” insurance is when you have both collision (B2) and comprehensive (B3) included in your car Insurance policy, along with liability. “One-way” coverage includes liability only.
The decision to insure your car one-way or two-way depends on a few different factors:

  1. If your vehicle is being leased or financed, you need two-way coverage to protect both you and your finance / lease company. Usually, the finance / lease company will not let you leave with your car until they have proof and/or confirmation that the car is insured two-way.
  2. If the value of your car is important to you but you don’t have the means to repair or replace a damaged vehicle, two-way insurance is the way to go. At KBD, we suggest two-way coverage on all cars less than 10 years old and/or with a value of more than $5,000.
  3. If you’re on a budget or driving a low-value car, you might consider one-way insurance. If you do, keep in mind that your insurance contract won’t cover as many incidents. If you’re responsible for a collision, or your car is victim to one of the 4 types of damage that fall under comprehensive coverage, you’ll have to pay for the repairs out of your own pocket.

What is a deductible in auto insurance?

A deductible is a predetermined dollar amount that the consumer has agreed to pay toward each repair before their insurance money kicks in. For example, if you’ve agreed to a $500 deductible and your car suffers $1200 in damages, you’ll pay the deductible amount ($500) up front and your insurance company will pay you the remaining $700. Insurance was not designed to be a maintenance package for small damages – that’s part of being a car owner. Without a deductible, consumers would make claims for any and every small damage their vehicle has. Before making an insurance claim, it’s important to consider what portion of the cost your deductible covers to determine whether it’s actually worth submitting. Remember that every claim you make remains on your record for 6 years and affects your insurance rate. Pro tip: if the damages cost less than twice the amount of your deductible, don’t claim it with insurance — save yourself the black mark on your resume and pay for the repair out of your pocket.

What type of auto insurance is required by law?

Liability insurance is required by law on all Montreal car insurance policies. The minimum amount required in Quebec is $50,000, but that is far from standard practice across Canada. The minimum amount varies from province to province, but rest assured, if you have less than the minimum amount required by law while driving in another province, your liability amount will automatically bump up to that province’s minimum amount to protect you while driving there.

How do I save money on auto insurance in Montreal?

There are 5 main ways you bring down your Montreal car insurance cost:

  1. Buy one-way coverage. Save money, but be aware of the coverage and protections you’re missing out on.
  2. Don’t make small claims. If you have 3 or more claims in 5 years, you will have a very difficult time finding affordable insurance.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less expensive your car insurance will be.
  4. Bundle your car insurance policies with residential insurance. Whether you rent or own, you can save a significant amount by combining car and residential Insurance.
  5. Participate in your insurance company’s reward incentive program that collects data on your driving habits and gives discounts for good driving statistics. This is usually done by downloading the insurance company’s mobile application.

How are auto insurance rates determined?

It’s important to understand that unlike a cell phone or internet plan, Montreal car insurance rates vary from one person to another. Why? Because no two people are exactly the same and neither are their cars. When calculating your car insurance rate, insurance companies assess the physical risk (your car) and the moral risk (you) before coming up with a price.
The physical risks they assess:

  • Year of the ca
  • Make (brand) of the car
  • Model of the car
  • Value of the car

The moral risks they assess:

  • Your age
  • Your sex
  • Your postal code
  • Your credit score
  • Your driving history
  • Your accident history

How do I get an online car insurance quote?

Today, almost every Montreal car insurance company has a quoting system on its website. Typically, you’ll answer 5-6 questions to determine a price, but be advised that the price you receive may not be 100% accurate, considering it only took 3 minutes to get. Some companies provide the option of a much more detailed quote if you’re willing to answer more questions and give more of your time. In both scenarios, you’ll still need to speak with an insurance professional in order to finalize the insurance contract.

How do I compare auto insurance quotes online?

The traditional Montreal car insurance broker shops between different companies to find the best coverage at the best price. With today’s technology, there are websites set up to act just like a car insurance broker – only you get the prices much, much faster. One such example is LowestRates.ca. In less than 5 minutes, you can compare prices from 5 different Montreal car Insurance companies. You will still need to speak with an insurance professional to finalize your contract.

Does my postal code affect my car insurance rate?

Your Montreal car insurance rate is 100% reflective of your postal code. Insurance companies come up with prices based on statistics and probabilities. If a certain postal code has a higher population than another, its rate will be higher. More people living in one area means more chances for accidents. More accidents means more claims to pay for the insurance company. Another factor is the number of vehicles stolen in one postal code versus another.

What is “no-fault” car insurance?

No-fault car Insurance refers to situations where the cause of an accident doesn’t affect compensation. In Layman’s terms, you cannot be sued for causing bodily injury to another person as a result of a car accident you’re responsible for. In Quebec, it refers specifically to a car accident in which a person is injured. Unlike in the USA or other provinces in Canada, Montreal car insurance policy holders cannot be sued for any injury or physical harm caused to another Quebec driver’s body as the result of an accident. The Société de l’assurance automobile du Québec (SAAQ) covers this through the registration fee of your driver’s license, so as far as insurance is concerned, it doesn’t matter who was at fault in these types of accidents. This is part of the reason Montreal car insurance prices are among the lowest in the country.

How do I get the best car insurance in Montreal?

Unlike a cell phone or internet plan, finding the best car insurance in Montreal is personal and you will need to do some shopping. You can do so by visiting a website like LowestRates.ca where you will complete a quote online and be able to compare prices and coverages from 4-5 different insurance companies. You can also visit other insurance companies’ websites and get quotes directly with them. Lastly, you can call insurance companies and get quotes over the phone. The key to finding the best car insurance in Montreal is to shop and find what is best for you.

Can I get car insurance after being cancelled for non-payment?

If you’ve been cancelled for non-payment in the past, don’t worry, you’re still insurable! There are a lot of Montreal car insurance companies that can give you coverage, however your price will probably be a little higher than before because the insurance company will have to insure you in the “specialty market.”. Usually, the insurance company will be willing to reduce your price if you’ve had no payment problems for at least 2 years.

Does KBD provide car insurance for Uber drivers?

At KBD Insurance, we work primarily with Intact Insurance. When we come across a Montreal car insurance driver who works for Uber, it is a very simple and inexpensive process. While someone is ‘on-the-clock’ driving for Uber, they are covered by Uber’s commercial car insurance policy, which is also provided by Intact. While an Uber driver is ‘off-the-clock’ and driving personal trips they are insured by their Montreal car insurance policy through KBD Insurance.

How long does it take to complete a car insurance quote online?

Getting a car insurance quote online is a quick and simple process. Most insurance companies offer quotes online and Montreal car insurance companies want to make the user experience as pain-free as possible. You can do a quote online in less than 3 minutes, though these quotes are not 100% accurate. Some insurance companies offer the option to answer more questions to get a more accurate quote, but these usually take 5-10 minutes. Depending on what you’re looking for, you can get a Montreal car insurance quote online in a matter of minutes.

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