General contractor insurance quotes in Montreal & across the province of Quebec
Find the best general contractor insurance rates for your company
KBD is a construction business insurance broker in Montreal with 40+ years of industry experience.
We offer general contractor liability insurance, tool coverage, RBQ bonds and more to Quebec based construction companies.
Comparing rates from Canada’s leading construction insurance companies
Construction business insurance coverage we provide
Liability
We provide GCs with liability insurance to cover your business in the event it causes third-party damage.
Property
Insurance for your tools, trucks, office contents, materials and buildings.
Specialty products
Bid bonds, performance bonds, installation floater and builder’s risk.
What our users say
Total 4.9 (260 reviews)
Excellent service by Devon. She was able to offer me an incredible annual fee for my car insurance in comparison to what I am currently paying. She was very polite, professional and I really appreciated her patience she had with me. I would highly recommend this company. Keep up the good work Devon, Thanks again!
Our broker was Spencer, He was helpful and friendly, and the second Amazing experience with KBD, I got the best price and a quick service.
Brad was my insurance wizard. He managed to get me a great rate for my first brand new car!
Great service and a better staff and thanks to Spenser and David you guys were super helpful and thanks to the other guys I talked to
First of all these guys gave me a very competitive offer when I was shopping around for my insurance last year. This was not just that. I needed to contact them with several questions about my renewal at 4pm on Friday before the Thanksgiving weekend. Their agent Louis-Philippe Maltais went above and beyond answering all my questions and giving meaningful suggestions. This is a service for which I am ready to pay for, even if it will be more than their competitors offer. Extremely professional staff!
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Montreal construction business insurance FAQs
How much does construction business insurance in Montreal cost?
The cost for a general contractor liability insurance policy can range from $1,000 per year for a one-person operation to millions of dollars for a large company like Pomerleau or Broccolini. The cost of your construction insurance policy depends on your annual revenue, your claims history and experience in the field.
What is “course of construction” insurance?
This is also referred to as “builder’s risk” insurance and it covers any project during the course of construction. It will cover your labour, cost of materials and construction material in transit.
Does KBD Insurance offer construction bid bonds?
Yes, we offer bid bonds for bigger projects through Intact Insurance. If a bid bond is required for a project, we require your financial statements and that your company is in good financial standing.
Does KBD offer general contractor online insurance quotes?
Yes, of course we do! The easiest way to get a quote online is to click the quote link on this page, answer the 10 questions, and then revise everything with one of our brokers. The process is quick and simple.
Are tools included in construction business insurance coverage?
They are not included automatically, but you can purchase the coverage as an add-on. If you have $10,000 in tools you can expect to pay between $250-300 per year.
How do I get a general contractor business insurance quote?
You can receive a quote by filling out our online form on our partner website, Intact Insurance, or you can call any general contractor insurance company in Montreal (like KBD). Quotes usually take between 10-15 minutes to complete.
How do I buy an RBQ bond?
Every general contractor in Quebec requires an RBQ bond if they wish to work in a specific trade or sector. You can purchase a bond from insurance companies like Intact, Unique and Promutuel. These are all “broker companies” which means in order to purchase the RBQ product, you’ll need to go through a general contractor commercial insurance broker like KBD.
Does KBD offer construction performance bonds?
Yes, we offer performance bonds through Intact Insurance. This product also requires a copy of your most recent financial statements.
What's covered on a construction business insurance policy?
Some construction companies and general contractors only require general liability while others want full protection. Here is the extensive list of what’s covered on a GC insurance policy:
- Construction liability insurance
- Office contents
- Builder’s risk
- Installation floater
- Tool floater
- Automobile/truck
How can I lower my general contractor insurance cost?
- Increase your deductible.
- Avoid making small claims.
- Educate your employees on risk management and workplace safety.
- Shop your insurance every few years.
How much does construction business insurance in Montreal cost?
The cost for a general contractor liability insurance policy can range from $1,000 per year for a one-person operation to millions of dollars for a large company like Pomerleau or Broccolini. The cost of your construction insurance policy depends on your annual revenue, your claims history and experience in the field.
How do I get a general contractor business insurance quote?
You can receive a quote by filling out our online form on our partner website, Intact Insurance, or you can call any general contractor insurance company in Montreal (like KBD). Quotes usually take between 10-15 minutes to complete.
What is “course of construction” insurance?
This is also referred to as “builder’s risk” insurance and it covers any project during the course of construction. It will cover your labour, cost of materials and construction material in transit.
How do I buy an RBQ bond?
Every general contractor in Quebec requires an RBQ bond if they wish to work in a specific trade or sector. You can purchase a bond from insurance companies like Intact, Unique and Promutuel. These are all “broker companies” which means in order to purchase the RBQ product, you’ll need to go through a general contractor commercial insurance broker like KBD.
Does KBD Insurance offer construction bid bonds?
Yes, we offer bid bonds for bigger projects through Intact Insurance. If a bid bond is required for a project, we require your financial statements and that your company is in good financial standing.
Does KBD offer construction performance bonds?
Yes, we offer performance bonds through Intact Insurance. This product also requires a copy of your most recent financial statements.
Does KBD offer general contractor online insurance quotes?
Yes, of course we do! The easiest way to get a quote online is to click the quote link on this page, answer the 10 questions, and then revise everything with one of our brokers. The process is quick and simple.
What's covered on a construction business insurance policy?
Some construction companies and general contractors only require general liability while others want full protection. Here is the extensive list of what’s covered on a GC insurance policy:
- Construction liability insurance
- Office contents
- Builder’s risk
- Installation floater
- Tool floater
- Automobile/truck
Are tools included in construction business insurance coverage?
They are not included automatically, but you can purchase the coverage as an add-on. If you have $10,000 in tools you can expect to pay between $250-300 per year.
How can I lower my general contractor insurance cost?
- Increase your deductible.
- Avoid making small claims.
- Educate your employees on risk management and workplace safety.
- Shop your insurance every few years.
Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!