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KBD is a consultant business insurance broker in Canada with 40+ years of industry knowledge.

We provide professional liability insurance for all types of consultants located in the provinces of Quebec & Ontario.

Comparing rates from Canada’s leading consultant business insurance companies
Consultant insurance coverage we provide
Professional liability

Covers your business against lawsuits alleging errors, negligence and omissions.

General liability

Protects your company if it causes tangible damage to a third party.

Cyber

Protection if you’re a consultant that handles sensitive client data.

Speak with the same expert every time you call

Your own dedicated representative.

If you are looking for peace of mind and to save time – you need someone who knows how to handle your affairs. KBD provides each customer with the same dedicated commercial insurance expert to handle all your insurance needs.

Consultant Insurance Broker | KBD Insurance

Our clients say it best

More than 600 5-star reviews on
Leah N.
“Great service, very easy and well explained procedures and information needed for insurance. Jordan was great to work with, and had excellent communication skills. 10/10 recommend.”
Shawn B.
“Greg is always making sure all my insurance needs are covered. Excellent service and very responsive.. thanks again!”
Nathan T.
“My first time ever getting insurance for a car and it was super simple. I spoke to Erika who was super nice and answered all my questions, and provided everything I needed!”
Brian B.
“Great experience. As a new to Quebec driver who just bought a car I got my insurance processed over the phone in less than 20 minutes. Very efficient, easy to understand and good coverage.”

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Consultant Insurance Brokers | KBD Insurance

Canada consultant liability insurance FAQs

What is consultant liability insurance?

Insurance for consultants covers industries and professionals that provide a service or advice to their clients. If a consultant makes a mistake that causes financial harm, they can be held responsible.

Do consultants need professional liability insurance?

Absolutely. This is the most important protection that a consultant needs. We suggest purchasing liability insurance limits between $1,000,000 and $5,000,000. If you’re a larger company with high liability exposure, you can always add higher limits for an additional cost.

What are the most common industries that carry consultant insurance in Canada?

  • Insurance Brokers
  • Accountants
  • Bookkeepers
  • IT Consultants
  • Financial planners
  • Lawyers
  • Engineers

Does KBD offer online insurance quotes for consultants?

Yes, we do! Unfortunately, at this point in time purchasing your consultant business Insurance policy online is not available, but you can fill out your information, receive a quote and finalize the transaction with one of our brokers.

How much is consultant business insurance in Canada?

The annual cost depends on a few factors.

  • Your annual revenue
  • Your claims history
  • The type of consulting you provide
  • Where your clients are located; more specifically, if any of them are in the USA

If you’re a one-person operation, you can pay as little as $800/year. If you own a business with a team working for you, your annual business insurance cost will increase.

What's covered on a consultant business insurance policy?

It’s possible to tailor an insurance policy to fit the individual needs of your business. Some companies or start-ups only want liability coverage, while others require broader protection. Here’s what KBD can provide:

  • Liability Insurance – Coverage for your consulting services as well as commercial general liability, which provides coverage in the event your business is held responsible for causing physical damage to a third party.
  • Contents Coverage – Protection for your computers, office equipment and other tangible objects that pertain to your business.
  • Cyber Coverage – consultants keep customer data stored on computers and servers. Cyber coverage will protect your business if it falls victim to a data breach.

How do I find the best liability insurance for consultants in Canada?

The easiest way to find the best insurance is to shop around! Not every insurance company can provide the product a consultant requires (which is Professional Liability), therefore we suggest informing yourself as much as possible. Another great way to find consultant insurance in Montreal is to speak with a KBD broker; we work with multiple companies that specialize in this type of protection.

Does KBD offer IT consultant liability insurance in Canada?

Yes. This is our most popular consulting insurance product, and it covers professional liability, property and cyber.

What is consultant liability insurance?

Insurance for consultants covers industries and professionals that provide a service or advice to their clients. If a consultant makes a mistake that causes financial harm, they can be held responsible.

How much is consultant business insurance in Canada?

The annual cost depends on a few factors.

  • Your annual revenue
  • Your claims history
  • The type of consulting you provide
  • Where your clients are located; more specifically, if any of them are in the USA

If you’re a one-person operation, you can pay as little as $800/year. If you own a business with a team working for you, your annual business insurance cost will increase.

Do consultants need professional liability insurance?

Absolutely. This is the most important protection that a consultant needs. We suggest purchasing liability insurance limits between $1,000,000 and $5,000,000. If you’re a larger company with high liability exposure, you can always add higher limits for an additional cost.

What's covered on a consultant business insurance policy?

It’s possible to tailor an insurance policy to fit the individual needs of your business. Some companies or start-ups only want liability coverage, while others require broader protection. Here’s what KBD can provide:

  • Liability Insurance – Coverage for your consulting services as well as commercial general liability, which provides coverage in the event your business is held responsible for causing physical damage to a third party.
  • Contents Coverage – Protection for your computers, office equipment and other tangible objects that pertain to your business.
  • Cyber Coverage – consultants keep customer data stored on computers and servers. Cyber coverage will protect your business if it falls victim to a data breach.

What are the most common industries that carry consultant insurance in Canada?

  • Insurance Brokers
  • Accountants
  • Bookkeepers
  • IT Consultants
  • Financial planners
  • Lawyers
  • Engineers

How do I find the best liability insurance for consultants in Canada?

The easiest way to find the best insurance is to shop around! Not every insurance company can provide the product a consultant requires (which is Professional Liability), therefore we suggest informing yourself as much as possible. Another great way to find consultant insurance in Montreal is to speak with a KBD broker; we work with multiple companies that specialize in this type of protection.

Does KBD offer online insurance quotes for consultants?

Yes, we do! Unfortunately, at this point in time purchasing your consultant business Insurance policy online is not available, but you can fill out your information, receive a quote and finalize the transaction with one of our brokers.

Does KBD offer IT consultant liability insurance in Canada?

Yes. This is our most popular consulting insurance product, and it covers professional liability, property and cyber.