Equipment breakdown insurance protects your business from unexpected mechanical and electrical failures.
At KBD, we help businesses across Quebec compare policies and secure the right equipment breakdown coverage for their operations.
Find the best equipment breakdown insurance rates for your business
KBD is an experienced commercial insurance broker with over 40 years serving the Quebec market.
Speak to our team to get business equipment insurance and boiler & machinery coverage designed to protect your operations from costly breakdowns.
Comparing rates from Canada’s leading equipment breakdown insurance companies
Equipment breakdown coverage we provide in Quebec:
Mechanical breakdown
This provides protection against sudden and accidental equipment failure that can disrupt your operations.
Electrical damage
Coverage for artificially generated current, including power surges and electrical arcing that damage your equipment.
Boiler & pressure equipment
Insurance coverage in the event of a boiler explosion or pressure vessel failure that causes damage to your property or a third party.
Speak with the same expert every time you call
Your own dedicated representative.
At KBD, you’re assigned a dedicated advisor who understands your operations and equipment exposures.
If you’re looking to save time and reduce risk, working with an experienced equipment breakdown insurance broker helps ensure your business is properly protected.
Our clients say it best
More than 600 5-star reviews onLeah N.
Shawn B.
Nathan T.
Brian B.
Get your equipment breakdown insurance quote today.
Equipment breakdown insurance: frequently asked questions
What does equipment breakdown insurance cover?
Equipment breakdown insurance covers sudden and accidental mechanical or electrical failures that can disrupt your business.
This includes breakdowns caused by mechanical failure, power surges, or pressure equipment issues. The right equipment breakdown coverage can also help with repair costs, lost income, and spoilage.
Do I need equipment breakdown insurance if I already have property insurance?
Standard property insurance does not cover internal mechanical or electrical failure.
An equipment breakdown insurance policy fills this gap by covering breakdowns that property insurance excludes, making it essential for businesses that rely on machinery or electrical systems.
What types of equipment are covered under equipment breakdown insurance?
Business equipment insurance can cover a wide range of machinery and systems, including boilers, refrigeration units, generators, electrical systems, and production equipment.
If your operations rely on specialized equipment, an equipment breakdown insurance policy helps ensure you’re protected from costly downtime.
Questions? Our team of commercial insurance brokers would be happy to help.
How do I get equipment breakdown insurance for my business?
You can get equipment breakdown insurance by working with an experienced equipment breakdown insurance broker who can compare multiple insurers.
At KBD, we help businesses across Quebec find the right coverage based on their equipment, operations, and risk exposure.
What does equipment breakdown insurance cover?
Equipment breakdown insurance covers sudden and accidental mechanical or electrical failures that can disrupt your business.
This includes breakdowns caused by mechanical failure, power surges, or pressure equipment issues. The right equipment breakdown coverage can also help with repair costs, lost income, and spoilage.
What types of equipment are covered under equipment breakdown insurance?
Business equipment insurance can cover a wide range of machinery and systems, including boilers, refrigeration units, generators, electrical systems, and production equipment.
If your operations rely on specialized equipment, an equipment breakdown insurance policy helps ensure you’re protected from costly downtime.
Questions? Our team of commercial insurance brokers would be happy to help.
Do I need equipment breakdown insurance if I already have property insurance?
Standard property insurance does not cover internal mechanical or electrical failure.
An equipment breakdown insurance policy fills this gap by covering breakdowns that property insurance excludes, making it essential for businesses that rely on machinery or electrical systems.
How do I get equipment breakdown insurance for my business?
You can get equipment breakdown insurance by working with an experienced equipment breakdown insurance broker who can compare multiple insurers.
At KBD, we help businesses across Quebec find the right coverage based on their equipment, operations, and risk exposure.