SME business insurance quotes for Quebec & Ontario based businesses
Find the best small business insurance rates for your company
KBD is a small business insurance broker in Canada with 40+ years of experience in the industry.
We offer liability, cyber, property insurance and more to companies located in Quebec & Ontario.
Comparing rates from Canada’s leading small business insurance companies
Small business insurance
coverage we provide
coverage we provide
Liability
We provide small business liability insurance to start-ups as well as companies that have existed for many years.
Property
Coverage for your company’s assets that protect it against fire, theft, water damage and more.
Cyber
Insurance that protects your business from cyber attacks and cyber liability.
Speak with the same expert every time you call
Your own dedicated business insurance representative.
If you are looking for peace of mind and to save time – you need someone who knows how to handle your affairs. KBD provides each customer with the same dedicated commercial insurance expert to handle all your insurance needs.
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Get your small business insurance quote today
Small business insurance FAQs
What is small business insurance?
Small business insurance is coverage specifically designed for small and medium sized companies. It covers you for property and casualty; in other words, it protects your assets and provides liability coverage.
With the right insurance in place, you’ll have the peace of mind that you’re covered, and can focus on growing your small business.
Need insurance for a small business?
We can help with that.
How much does insurance cost for a small business in Canada?
So, how much is small business insurance?
Depending on which small to medium sized enterprise (SME) insurance company you quote with, policies generally range between $500 – $10,000. Several factors determine your annual business insurance cost. This includes things like:
- Experience in the field
- Claims history
- If your industry is “higher-risk”
- Your annual revenue
Still have questions about your small business insurance costs?
Need a small business insurance quote?
How do I get a small business insurance quote?
There are two ways to get a small business insurance quote.
You can either get a quote online or you can call directly. If you’re looking to save time, we suggest you complete an online quote first so that all of your business information is available when you review with a commercial insurance broker.
Ready for a small business insurance quote?
Does KBD offer small business insurance quotes online?
Yes, we offer online commercial insurance quotes through our partner website, Intact Insurance. The quote process is super simple and takes 3-5 minutes. This is a great way to give yourself a good picture of your small business insurance coverage as well as the annual price.
Ready for a small business insurance quote?
What's covered on a small business insurance policy?
There’s a few key coverages that you can include in your small business insurance policy. These include the following:
- Building insurance (if you own your building)
- Contents
- Stock (applicable to restaurants, distributors, etc.)
- Business interruption
- Small business liability insurance
- Cyber insurance
We recommend speaking with your dedicated small business insurance broker to determine exactly which coverages are right for you.
Need insurance for your small business?
Who needs small business insurance in Canada?
All businesses should carry a liability insurance policy at the bare minimum. This will cover you if your product or service causes third-party property damage or bodily injury.
Ready for a quote?
Our small business insurance brokers can help with that.
I'm a small business in Canada, how do I get general liability insurance?
The first step to getting general liability insurance is to incorporate or register your company. After this step is completed, you can buy CGL Insurance by calling either a SME insurance broker like KBD or a direct insurance company, like Desjardins or State Farm. Most companies provide flexible payment options as well.
Looking for liability insurance quotes for your small business?
Is KBD a small business insurance broker in Canada?
Yup! Our firm offers commercial insurance throughout the provinces of Quebec & Ontario. Most of our clients own businesses with 1 – 100 employees.
If you’re looking for insurance coverage for your small business, our brokers will be happy to help.
Let’s get your small business insured.
Which companies offer the best small business insurance in Canada?
This is always a difficult question to answer because there are so many!
The best small business insurance company for you is the one that can offer you the right coverage at the best rate.
That said, here’s a list of reliable companies that provide great rates and have great customer satisfaction scores.
- Intact Insurance
- Economical
- L’Unique
- Lloyd’s Insurance
- Desjardins Insurance Group
- La Capitale
- Co-operators
At KBD, we work with several of these small business insurance providers to get our clients coverage.
Need a quote for your small business?
Is small business insurance required in Canada?
Business insurance is not required in Canada, however it’s an important safety net to have in place as your company grows.
As a budget-conscious small business owner, you might not want to spend a ton on your commercial insurance policy.
However, at a minimum, all businesses should carry general liability insurance. This will cover your business for third party property damage and bodily injury-related claims.
A small business insurance broker can advise you on exactly what kind of insurance is right for you. That way you won’t pay more – or less – than you need to.
Need an insurance quote for your small business?
Get in touch with our team.
What is small business insurance?
Small business insurance is coverage specifically designed for small and medium sized companies. It covers you for property and casualty; in other words, it protects your assets and provides liability coverage.
With the right insurance in place, you’ll have the peace of mind that you’re covered, and can focus on growing your small business.
Need insurance for a small business?
We can help with that.
Who needs small business insurance in Canada?
All businesses should carry a liability insurance policy at the bare minimum. This will cover you if your product or service causes third-party property damage or bodily injury.
Ready for a quote?
Our small business insurance brokers can help with that.
How much does insurance cost for a small business in Canada?
So, how much is small business insurance?
Depending on which small to medium sized enterprise (SME) insurance company you quote with, policies generally range between $500 – $10,000. Several factors determine your annual business insurance cost. This includes things like:
- Experience in the field
- Claims history
- If your industry is “higher-risk”
- Your annual revenue
Still have questions about your small business insurance costs?
Need a small business insurance quote?
I'm a small business in Canada, how do I get general liability insurance?
The first step to getting general liability insurance is to incorporate or register your company. After this step is completed, you can buy CGL Insurance by calling either a SME insurance broker like KBD or a direct insurance company, like Desjardins or State Farm. Most companies provide flexible payment options as well.
Looking for liability insurance quotes for your small business?
How do I get a small business insurance quote?
There are two ways to get a small business insurance quote.
You can either get a quote online or you can call directly. If you’re looking to save time, we suggest you complete an online quote first so that all of your business information is available when you review with a commercial insurance broker.
Ready for a small business insurance quote?
Is KBD a small business insurance broker in Canada?
Yup! Our firm offers commercial insurance throughout the provinces of Quebec & Ontario. Most of our clients own businesses with 1 – 100 employees.
If you’re looking for insurance coverage for your small business, our brokers will be happy to help.
Let’s get your small business insured.
Does KBD offer small business insurance quotes online?
Yes, we offer online commercial insurance quotes through our partner website, Intact Insurance. The quote process is super simple and takes 3-5 minutes. This is a great way to give yourself a good picture of your small business insurance coverage as well as the annual price.
Ready for a small business insurance quote?
Which companies offer the best small business insurance in Canada?
This is always a difficult question to answer because there are so many!
The best small business insurance company for you is the one that can offer you the right coverage at the best rate.
That said, here’s a list of reliable companies that provide great rates and have great customer satisfaction scores.
- Intact Insurance
- Economical
- L’Unique
- Lloyd’s Insurance
- Desjardins Insurance Group
- La Capitale
- Co-operators
At KBD, we work with several of these small business insurance providers to get our clients coverage.
Need a quote for your small business?
What's covered on a small business insurance policy?
There’s a few key coverages that you can include in your small business insurance policy. These include the following:
- Building insurance (if you own your building)
- Contents
- Stock (applicable to restaurants, distributors, etc.)
- Business interruption
- Small business liability insurance
- Cyber insurance
We recommend speaking with your dedicated small business insurance broker to determine exactly which coverages are right for you.
Need insurance for your small business?
Is small business insurance required in Canada?
Business insurance is not required in Canada, however it’s an important safety net to have in place as your company grows.
As a budget-conscious small business owner, you might not want to spend a ton on your commercial insurance policy.
However, at a minimum, all businesses should carry general liability insurance. This will cover your business for third party property damage and bodily injury-related claims.
A small business insurance broker can advise you on exactly what kind of insurance is right for you. That way you won’t pay more – or less – than you need to.
Need an insurance quote for your small business?
Get in touch with our team.