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Home Motorcycle insurance

Motorcycle insurance in Montreal

Motorcycle insurance quotes in Montreal & across the province of Quebec

Get my price or Phone us 438-843-4814
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Online motorcycle insurance quotes in Montreal

KBD is a motorcycle insurance broker in Montreal with 40+ years of experience.

Find the cheapest biker insurance cost by getting a quick quote online.

How it works
Enter your info

Answer some questions about your bike

Receive your quote

Our online quoter provides you with Biker Insurance quotes, fast

Secure your rate

Review your quote with a KBD insurance broker

Motorcycle insurance
coverage we offer

Collision

Subject to a deductible, collision motorcycle insurance covers you in the event of an at-fault accident.

Comprehensive

Protection in the event of fire, theft, vandalism and glass breakage. Comprehensive insurance is always subject to a deductible.

Replacement cost

Freezes the value of your bike and protects it from depreciation.

Liability

Covers you for non-responsible accidents or if you cause damage to a third party.

Our clients say it best

Total 4.9 (275 reviews)
Patrice Connolly
Patrice Connolly
1 month ago

This is the third insurance we have transferred to KBD. David has been amazing in facilitating these transactions with professionalism and efficiency. We were with our previous broker for a long time and suffice it to say the no nonsense and more economical offering made it a no brainer.

Livia Truci
Livia Truci
1 month ago

I just received a quote and signed up with KDB. Devon was very knowledgeable, friendly and patient (since I had a lot of questions). I would highly recommend KDB!

Brigitte Bourque
Brigitte Bourque
1 month ago

Excellent service. Devon went beyond my expectations. Very helpful and went out her way to make sure I received the best coverage at the best price. Very professional too!

Bronwyn Rees
Bronwyn Rees
2 months ago

Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.

Ritchie Greenstein
Ritchie Greenstein
2 months ago

Awesome experience with Mr Warren Sellers, knowledgeable, helpful which made the decision to switch an easy experience !

Melinda Prevost
Melinda Prevost
2 months ago

Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!

Get a quick motorcycle insurance quote today

Get my price orPhone us 438-843-4814

Montreal motorcycle insurance FAQs

How much does motorcycle insurance in Montreal cost?

Motorcycle insurance costs in Montreal vary and depend on a few different factors:

  • Newer motorcycles are more expensive to insure than used motorcycles.
  • Financed motorcycles are more expensive because you’re required to take “all risk” coverage instead of “one-way” coverage.
  • Customers with many accidents or claims pay more than accident-free customers.
  • Customers who have bad credit scores pay more than customers with good credit scores.
  • Customers who have been cancelled for non-payment in the past pay more than customers who have never had payment problems.
  • Sport-bikes are more expensive to insure than cruisers.

How do I lower my motorcycle insurance cost in Montreal?

There are 4 main ways you can lower your Montreal motorcycle insurance cost:

  1. Buy “one-way” coverage. Just be aware of the coverage and protections you’re missing out on by spending less.
  2. Don’t make small claims. If you have 3 or more claims within 5 years, you will have a very difficult time finding affordable insurance.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less expensive your Car Insurance will be.
  4. Bundle your motorcycle insurance policy with your car insurance or residential insurance. You can save a significant amount when you combine insurance policies.

How do I get a motorcycle insurance quote in Montreal?

You can get a motorcycle insurance quote in Montreal by either calling an insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of the motorcycle you want to insure, as well as the driver’s license numbers of all drivers you want on your policy. From there, the insurance company will send you proof insurance, usually by email. Once you get the proof of insurance, you’re good to go!

How do I get “all risk” motorcycle insurance coverage in Montreal?

When looking for “all risk” motorcycle insurance in Montreal, you will need to either get quotes online or over the phone with an insurance company. All risk insurance (B1) is when you have coverage for collision, fire, theft, vandalism, hit & runs, glass breakage, animals and civil liability. One-way coverage includes liability coverage only.

Deciding between “all risk” or “one-way” motorcycle insurance depends on a few different factors:

  1. If your vehicle is being financed, you need all risk coverage to protect both you and your finance company. Usually, the finance company will not let you leave with your bike until they have proof and/or confirmation that the motorcycle is insured for all risk.
  2. If your motorcycle is important to you and you don’t have the means to repair or replace it in the event of damage, All risk Insurance is the way to go. At KBD, we suggest all risk coverage on all motorcycles less than 5 years old and/or with a value of more than $5,000.

If all risk Insurance is what you need, be sure to mention it when finalizing your Montreal motorcycle insurance quote with the insurance professional.

How do I get a motorcycle insurance quote online?

Almost every Montreal motorcycle insurance broker has a quoting system on its website. Typically, you’ll have to answer 5-6 questions to determine a price. Know that a free 3-minute quote will provide more of an estimate than an accurate price, so if you want more detail, you should choose the longer option with more questions that some companies also offer. In both scenarios, you will still need to speak with an insurance professional to finalize the insurance contract.

How do I find cheap motorcycle insurance in Montreal?

The first thing you need to do is get a quote. You can get a quote by either calling an insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of the motorcycle you want to insure, as well as the driver’s license number of each driver you want on your policy. From there, the insurance company will send you proof of insurance, usually by email. Once you get the proof of insurance, you’re good to go!

What's included in my motorcycle insurance policy?

Trying to understand what’s included in your Montreal motorcycle insurance coverage can be confusing. When looking on the coverage page of your contract, you need to look for the following codes to understand what’s covered and what isn’t:

  • B1 (All Risk): Collision, fire, theft (including motorcycle accessories), vandalism, hit & run, glass breakage and animals.
  • B2 (Collision): Responsible accidents with other vehicles, objects, buildings or loss of control of the motorcycle. Also covers hit & runs.
  • B3 (Comprehensive): Fire, theft (including motorcycle accessories), vandalism and glass breakage

All Montreal motorcycle policies include civil liability (damage you may cause to others with your motorcycle). If you don’t see the codes B1, B2 or B3, then you likely only have coverage for civil liability.

What's the best motorcycle insurance company in Montreal?

Unlike a cell phone or internet plan, finding the best Montreal motorcycle insurance is personal and will vary from one person to another. We would suggest visiting a website like LowestRates.ca where you can complete a quote online and be able to compare prices and coverages from 4-5 different insurance companies. You can also visit other insurance company’s websites and get quotes directly from each of them. Lastly, you can call different companies and get quotes over the phone.

Will my motorcycle insurance cost more if I'm a new biker?

Your Montreal motorcycle Insurance price is based a several different factors, such as:

  • Year of the motorcycle
  • Make of the motorcycle
  • Model of the motorcycle
  • Value of the motorcycle
  • Your age
  • Your sex
  • Your postal code
  • Your credit score
  • Your accident history

Your price is also based on your driving history and how long you’ve had your motorcycle license.

How much does motorcycle insurance in Montreal cost?

Motorcycle insurance costs in Montreal vary and depend on a few different factors:

  • Newer motorcycles are more expensive to insure than used motorcycles.
  • Financed motorcycles are more expensive because you’re required to take “all risk” coverage instead of “one-way” coverage.
  • Customers with many accidents or claims pay more than accident-free customers.
  • Customers who have bad credit scores pay more than customers with good credit scores.
  • Customers who have been cancelled for non-payment in the past pay more than customers who have never had payment problems.
  • Sport-bikes are more expensive to insure than cruisers.

How do I find cheap motorcycle insurance in Montreal?

The first thing you need to do is get a quote. You can get a quote by either calling an insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of the motorcycle you want to insure, as well as the driver’s license number of each driver you want on your policy. From there, the insurance company will send you proof of insurance, usually by email. Once you get the proof of insurance, you’re good to go!

How do I lower my motorcycle insurance cost in Montreal?

There are 4 main ways you can lower your Montreal motorcycle insurance cost:

  1. Buy “one-way” coverage. Just be aware of the coverage and protections you’re missing out on by spending less.
  2. Don’t make small claims. If you have 3 or more claims within 5 years, you will have a very difficult time finding affordable insurance.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less expensive your Car Insurance will be.
  4. Bundle your motorcycle insurance policy with your car insurance or residential insurance. You can save a significant amount when you combine insurance policies.

What's included in my motorcycle insurance policy?

Trying to understand what’s included in your Montreal motorcycle insurance coverage can be confusing. When looking on the coverage page of your contract, you need to look for the following codes to understand what’s covered and what isn’t:

  • B1 (All Risk): Collision, fire, theft (including motorcycle accessories), vandalism, hit & run, glass breakage and animals.
  • B2 (Collision): Responsible accidents with other vehicles, objects, buildings or loss of control of the motorcycle. Also covers hit & runs.
  • B3 (Comprehensive): Fire, theft (including motorcycle accessories), vandalism and glass breakage

All Montreal motorcycle policies include civil liability (damage you may cause to others with your motorcycle). If you don’t see the codes B1, B2 or B3, then you likely only have coverage for civil liability.

How do I get a motorcycle insurance quote in Montreal?

You can get a motorcycle insurance quote in Montreal by either calling an insurance company directly or going on their website and filling out a quote online. Once you find a quote that you’re happy with, you will need to provide the insurance company the serial number of the motorcycle you want to insure, as well as the driver’s license numbers of all drivers you want on your policy. From there, the insurance company will send you proof insurance, usually by email. Once you get the proof of insurance, you’re good to go!

What's the best motorcycle insurance company in Montreal?

Unlike a cell phone or internet plan, finding the best Montreal motorcycle insurance is personal and will vary from one person to another. We would suggest visiting a website like LowestRates.ca where you can complete a quote online and be able to compare prices and coverages from 4-5 different insurance companies. You can also visit other insurance company’s websites and get quotes directly from each of them. Lastly, you can call different companies and get quotes over the phone.

How do I get “all risk” motorcycle insurance coverage in Montreal?

When looking for “all risk” motorcycle insurance in Montreal, you will need to either get quotes online or over the phone with an insurance company. All risk insurance (B1) is when you have coverage for collision, fire, theft, vandalism, hit & runs, glass breakage, animals and civil liability. One-way coverage includes liability coverage only.

Deciding between “all risk” or “one-way” motorcycle insurance depends on a few different factors:

  1. If your vehicle is being financed, you need all risk coverage to protect both you and your finance company. Usually, the finance company will not let you leave with your bike until they have proof and/or confirmation that the motorcycle is insured for all risk.
  2. If your motorcycle is important to you and you don’t have the means to repair or replace it in the event of damage, All risk Insurance is the way to go. At KBD, we suggest all risk coverage on all motorcycles less than 5 years old and/or with a value of more than $5,000.

If all risk Insurance is what you need, be sure to mention it when finalizing your Montreal motorcycle insurance quote with the insurance professional.

Will my motorcycle insurance cost more if I'm a new biker?

Your Montreal motorcycle Insurance price is based a several different factors, such as:

  • Year of the motorcycle
  • Make of the motorcycle
  • Model of the motorcycle
  • Value of the motorcycle
  • Your age
  • Your sex
  • Your postal code
  • Your credit score
  • Your accident history

Your price is also based on your driving history and how long you’ve had your motorcycle license.

How do I get a motorcycle insurance quote online?

Almost every Montreal motorcycle insurance broker has a quoting system on its website. Typically, you’ll have to answer 5-6 questions to determine a price. Know that a free 3-minute quote will provide more of an estimate than an accurate price, so if you want more detail, you should choose the longer option with more questions that some companies also offer. In both scenarios, you will still need to speak with an insurance professional to finalize the insurance contract.

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