Find the best manufacturing insurance rates for your company

KBD is a manufacturing business Insurance broker in Canada with 40+ years of experience.

We offer product liability, equipment breakdown, property insurance and more to Quebec & Ontario based manufacturers.

Comparing rates from Canada’s leading manufacturing business insurance companies
Manufacturing insurance
coverage we provide
Product liability

Coverage in the event your business is held responsible for a product that causes damage to another person or physical object.

Equipment breakdown

Insurance for your machinery in the event of sudden or accidental failure.

Business interruption

Protection that replaces your revenue following a claim that causes your business to shut down temporarily.

Speak with the same expert every time you call

Your own dedicated representative.

If you are looking for peace of mind and to save time – you need someone who knows how to handle your affairs. KBD provides each customer with the same dedicated commercial insurance expert to handle all your insurance needs.

Our clients say it best

More than 600 5-star reviews on
Leah N.
“Great service, very easy and well explained procedures and information needed for insurance. Jordan was great to work with, and had excellent communication skills. 10/10 recommend.”
Shawn B.
“Greg is always making sure all my insurance needs are covered. Excellent service and very responsive.. thanks again!”
Nathan T.
“My first time ever getting insurance for a car and it was super simple. I spoke to Erika who was super nice and answered all my questions, and provided everything I needed!”
Brian B.
“Great experience. As a new to Quebec driver who just bought a car I got my insurance processed over the phone in less than 20 minutes. Very efficient, easy to understand and good coverage.”

Get a manufacturing Insurance quote today

Commercial insurance for manufacturers FAQs

How much does manufacturing business insurance in Canada cost?

The annual cost of your manufacturing insurance depends on a few factors, including:

  • Business annual revenue
  • Claims history
  • Construction material of the building
  • The type of product you manufacture

If you’re a metal shop, you can expect to pay low premiums on property. If you make plastic products, the property insurance will be more expensive as the risk for fire is higher.

How do I lower my manufacturing business insurance cost?

The best way to lower your manufacturing commercial insurance cost is to avoid making small claims, keep your premises tidy and to shop your insurance every few years to see what the market has to offer. Another great way to save money is to get the right certification, like ISO (International Organization for Standardization).

How do I get a manufacturing business insurance quote?

Not every insurance company in Quebec offers insurance for manufacturers, so we suggest you contact a manufacturing insurance broker who has access to markets that can cover this type of risk, like KBD.

Which companies provide the best insurance coverage for manufacturers?

The list is long, and it depends on which type of manufacturing sector you work in. Here is a list of companies you should look to doing business with to secure the right coverage:

  • Northbridge
  • AIG
  • Lloyds
  • Intact
  • Aviva
  • Royal Sun Alliance
  • Travelers

Does KBD provide product liability insurance for manufacturers?

Yes, we provide product liability as well as umbrella liability insurance. Umbrella liability increases the aggregate amount of insurance you have present on your policy.

What's covered on a manufacturing business Insurance policy?

In short, Manufacturing Insurance coverage includes property, equipment and liability. Contrary to popular belief, if your manufacturing plant is based out of Quebec or Ontario, you do not need workman’s compensation, as this is covered through the provincial government.

How should the cost of fire insurance for a manufacturing plant be classified?

The fire classification score is determined by the construction material of the building you rent or own. If your building is made from concrete, it takes longer to catch fire which in turn makes the property insurance cost less. If the building is made from wood frame, your premium will be more expensive.

Does the ISO 9001 certification lower my manufacturing business insurance cost?

While it’s not a guarantee it will lower your manufacturing insurance cost, it certainly won’t hurt. In addition to helping your insurance, it will also:

  • Minimize mistakes
  • Improve your company reporting
  • Improve the quality and service of your product

Does KBD provide small manufacturing business insurance?

We provide business insurance for small manufacturing companies as well as medium sized establishments. We can insure companies with up to $50 million in annual revenue and less than 50% sales to the USA.

How much does manufacturing business insurance in Canada cost?

The annual cost of your manufacturing insurance depends on a few factors, including:

  • Business annual revenue
  • Claims history
  • Construction material of the building
  • The type of product you manufacture

If you’re a metal shop, you can expect to pay low premiums on property. If you make plastic products, the property insurance will be more expensive as the risk for fire is higher.

What's covered on a manufacturing business Insurance policy?

In short, Manufacturing Insurance coverage includes property, equipment and liability. Contrary to popular belief, if your manufacturing plant is based out of Quebec or Ontario, you do not need workman’s compensation, as this is covered through the provincial government.

How do I lower my manufacturing business insurance cost?

The best way to lower your manufacturing commercial insurance cost is to avoid making small claims, keep your premises tidy and to shop your insurance every few years to see what the market has to offer. Another great way to save money is to get the right certification, like ISO (International Organization for Standardization).

How should the cost of fire insurance for a manufacturing plant be classified?

The fire classification score is determined by the construction material of the building you rent or own. If your building is made from concrete, it takes longer to catch fire which in turn makes the property insurance cost less. If the building is made from wood frame, your premium will be more expensive.

How do I get a manufacturing business insurance quote?

Not every insurance company in Quebec offers insurance for manufacturers, so we suggest you contact a manufacturing insurance broker who has access to markets that can cover this type of risk, like KBD.

Does the ISO 9001 certification lower my manufacturing business insurance cost?

While it’s not a guarantee it will lower your manufacturing insurance cost, it certainly won’t hurt. In addition to helping your insurance, it will also:

  • Minimize mistakes
  • Improve your company reporting
  • Improve the quality and service of your product

Which companies provide the best insurance coverage for manufacturers?

The list is long, and it depends on which type of manufacturing sector you work in. Here is a list of companies you should look to doing business with to secure the right coverage:

  • Northbridge
  • AIG
  • Lloyds
  • Intact
  • Aviva
  • Royal Sun Alliance
  • Travelers

Does KBD provide small manufacturing business insurance?

We provide business insurance for small manufacturing companies as well as medium sized establishments. We can insure companies with up to $50 million in annual revenue and less than 50% sales to the USA.

Does KBD provide product liability insurance for manufacturers?

Yes, we provide product liability as well as umbrella liability insurance. Umbrella liability increases the aggregate amount of insurance you have present on your policy.