Find the best commercial auto insurance rates

KBD is a commercial automobile insurance broker in Montreal with over 40 years of experience.

We provide commercial automobile insurance to businesses located in the province of Quebec

Comparing rates from Canada’s leading commercial auto insurance companies
Commercial auto insurance coverage we provide
Liability

Covers your car in the event of a non-responsible accident.

Collision

Subject to a deductible, Collision provides insurance for your commercial auto in the event of a responsible accident.

Comprehensive

Includes fire, theft, vandalism, glass breakage and more.

Speak with the same expert every time you call

Your own dedicated representative.

If you are looking for peace of mind and to save time – you need someone who knows how to handle your affairs. KBD provides each customer with the same dedicated commercial insurance expert to handle all your insurance needs.

Our clients say it best

More than 600 5-star reviews on
Leah N.
“Great service, very easy and well explained procedures and information needed for insurance. Jordan was great to work with, and had excellent communication skills. 10/10 recommend.”
Shawn B.
“Greg is always making sure all my insurance needs are covered. Excellent service and very responsive.. thanks again!”
Nathan T.
“My first time ever getting insurance for a car and it was super simple. I spoke to Erika who was super nice and answered all my questions, and provided everything I needed!”
Brian B.
“Great experience. As a new to Quebec driver who just bought a car I got my insurance processed over the phone in less than 20 minutes. Very efficient, easy to understand and good coverage.”

Get a commercial auto insurance quote today

Montreal commercial automobile insurance FAQs

How much does commercial auto insurance in Montreal cost?

Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.

How do I lower my commercial automobile insurance cost in Montreal?

  • Avoid making small claims.
  • Increase your deductibles
  • Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.

Should I insure my commercial automobile "one-way" or "two-way" in Montreal?

To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.

Can I get a commercial automobile insurance quote online?

Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.

What's covered on a commercial automobile insurance policy?

Available coverages:

  • Collision – responsible accident protection.
  • Comprehensive – fire, theft, vandalism & glass breakage.
  • Liability – non-responsible accident coverage.
  • Roadside assistance.
  • Replacement cost – a separate policy that will protect your commercial auto from depreciation.

Learn everything about commercial vehicule insurance.

What is “all risk” commercial automobile insurance coverage?

“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.

Does commercial auto Insurance cover "contents in transit"?

Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.

How much does commercial auto insurance in Montreal cost?

Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.

What's covered on a commercial automobile insurance policy?

Available coverages:

  • Collision – responsible accident protection.
  • Comprehensive – fire, theft, vandalism & glass breakage.
  • Liability – non-responsible accident coverage.
  • Roadside assistance.
  • Replacement cost – a separate policy that will protect your commercial auto from depreciation.

Learn everything about commercial vehicule insurance.

How do I lower my commercial automobile insurance cost in Montreal?

  • Avoid making small claims.
  • Increase your deductibles
  • Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.

What is “all risk” commercial automobile insurance coverage?

“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.

Should I insure my commercial automobile "one-way" or "two-way" in Montreal?

To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.

Does commercial auto Insurance cover "contents in transit"?

Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.

Can I get a commercial automobile insurance quote online?

Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.