Commercial auto insurance in Montreal

Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.

• Avoid making small claims.
• Increase your deductibles
• Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.

To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.

Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.

Available coverages:

• Collision – responsible accident protection.
• Comprehensive – fire, theft, vandalism & glass breakage.
• Liability – non-responsible accident coverage.
• Roadside assistance.
• Replacement cost – a separate policy that will protect your commercial auto from depreciation.

“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.

Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.