Commercial auto insurance

Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.

• Avoid making small claims.
• Increase your deductibles
• Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.

To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.

Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.

Available coverages:

• Collision – responsible accident protection.
• Comprehensive – fire, theft, vandalism & glass breakage.
• Liability – non-responsible accident coverage.
• Roadside assistance.
• Replacement cost – a separate policy that will protect your commercial auto from depreciation.

Learn everything about commercial vehicule insurance.

“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.

Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.