Commercial car insurance quotes in Montreal & across the province of Quebec
Find the best commercial auto insurance rates
KBD is a commercial automobile insurance broker in Montreal with over 40 years of experience.
We provide commercial automobile insurance to businesses located in the province of Quebec

Comparing rates from Canada’s leading commercial auto insurance companies
Covers your car in the event of a non-responsible accident.
Subject to a deductible, Collision provides insurance for your commercial auto in the event of a responsible accident.
Includes fire, theft, vandalism, glass breakage and more.
What our users say


Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!

Excellent service by Devon. She was able to offer me an incredible annual fee for my car insurance in comparison to what I am currently paying. She was very polite, professional and I really appreciated her patience she had with me. I would highly recommend this company. Keep up the good work Devon, Thanks again!

Our broker was Spencer, He was helpful and friendly, and the second Amazing experience with KBD, I got the best price and a quick service.
Brad was my insurance wizard. He managed to get me a great rate for my first brand new car!
Great service and a better staff and thanks to Spenser and David you guys were super helpful and thanks to the other guys I talked to
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Montreal commercial automobile insurance FAQs
How much does commercial auto insurance in Montreal cost?
Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.
How do I lower my commercial automobile insurance cost in Montreal?
- Avoid making small claims.
- Increase your deductibles
- Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.
Should I insure my commercial automobile "one-way" or "two-way" in Montreal?
To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.
Can I get a commercial automobile insurance quote online?
Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.
What's covered on a commercial automobile insurance policy?
Available coverages:
- Collision – responsible accident protection.
- Comprehensive – fire, theft, vandalism & glass breakage.
- Liability – non-responsible accident coverage.
- Roadside assistance.
- Replacement cost – a separate policy that will protect your commercial auto from depreciation.
What is “all risk” commercial automobile insurance coverage?
“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.
Does commercial auto Insurance cover "contents in transit"?
Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.
How much does commercial auto insurance in Montreal cost?
Commercial truck Insurance costs on average between $300 – $3,000 per year. Your annual cost depends on what type of truck you drive, how long you’ve had your license for and what type of coverage you purchase.
What's covered on a commercial automobile insurance policy?
Available coverages:
- Collision – responsible accident protection.
- Comprehensive – fire, theft, vandalism & glass breakage.
- Liability – non-responsible accident coverage.
- Roadside assistance.
- Replacement cost – a separate policy that will protect your commercial auto from depreciation.
How do I lower my commercial automobile insurance cost in Montreal?
- Avoid making small claims.
- Increase your deductibles
- Consider using “telematics.” The smartphone application monitors your driving behaviour and can decrease your annual premium by up to 25%.
What is “all risk” commercial automobile insurance coverage?
“All risk” coverage protects your car in all types of situations. If you’re involved in an accident (responsible or non-responsible) or your commercial vehicle is stolen, you’ll be covered.
Should I insure my commercial automobile "one-way" or "two-way" in Montreal?
To start, “one-way” insurance covers you for non-responsible accidents only. “Two-way” insurance generally provides coverage in all claim situations. If you purchased a “beater” for $300 to use for a summer landscaping job, it may be worth it to cut on costs and insure the truck for liability only (one-way). If you spent more than a thousand dollars on the vehicle, we suggest buying two-way insurance.
Does commercial auto Insurance cover "contents in transit"?
Generally, no. The best way to ensure you are adequately covered is to compliment your commercial automobile insurance policy with a business insurance policy. This way, the goods you’re transporting in your commercial vehicle are fully covered if anything should arise.
Can I get a commercial automobile insurance quote online?
Yes, you can! Our insurance partner Intact provides online commercial automobile insurance quotes, which you can find right here on this web page. Quotes generally take about 5 minutes to complete. If you are looking to finalize your policy, you can contact us directly or wait for one of our brokers to call you.
Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.