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Home Tenant insurance

Tenant insurance in Montreal

Renters insurance quotes in Montreal & across the province of Quebec

Get my price or Phone us 438-843-4814
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Online tenant insurance quotes in Montreal

KBD provides renters insurance to cover your personal belongings & liability.

How it works
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Answer a few questions about your apartment or unit

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Our technology provides you with Renters Insurance quotes, fast

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Review your online quote with an insurance broker

Tenant insurance
coverage we offer

Tenant liability insurance

Provides coverage if you accidentally cause damage to your landlord’s building.

Contents coverage

Subject to a deductible, we insure your stuff in the event of a fire, theft and much more.

Water & flood insurance

Water & flood Insurance claims are very common in Quebec, especially among those living in a basement unit.

Replacement cost

We’ll replace your stuff with material of the same like, kind and quality. Included in all our tenant insurance policies.

Our clients say it best

Total 4.9 (275 reviews)
Patrice Connolly
Patrice Connolly
1 month ago

This is the third insurance we have transferred to KBD. David has been amazing in facilitating these transactions with professionalism and efficiency. We were with our previous broker for a long time and suffice it to say the no nonsense and more economical offering made it a no brainer.

Livia Truci
Livia Truci
1 month ago

I just received a quote and signed up with KDB. Devon was very knowledgeable, friendly and patient (since I had a lot of questions). I would highly recommend KDB!

Brigitte Bourque
Brigitte Bourque
1 month ago

Excellent service. Devon went beyond my expectations. Very helpful and went out her way to make sure I received the best coverage at the best price. Very professional too!

Bronwyn Rees
Bronwyn Rees
2 months ago

Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.

Ritchie Greenstein
Ritchie Greenstein
2 months ago

Awesome experience with Mr Warren Sellers, knowledgeable, helpful which made the decision to switch an easy experience !

Melinda Prevost
Melinda Prevost
2 months ago

Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!

Get a renters insurance quote today

Get my price orPhone us 438-843-4814

Montreal renters insurance FAQs

What is tenant insurance?

Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house. It is becoming more common for landlords to require their tenants to purchase and provide proof of Montreal renters insurance because it protects the landlord from any damage the tenant could cause to his or her unit, as well as the building itself.

How do I get renters insurance coverage in Montreal?

Step one: get a quote, which is an estimate of cost. You can get a quote by either calling an insurance company directly or going on their website and filling out an online form. Landlords are increasingly asking for proof of insurance from incoming tenants — so when you find a Montreal tenant insurance quote that you are happy with, make sure to ask the insurance professional to send you and/or your landlord a confirmation document.

What's covered in a tenant insurance policy?

Every Montreal tenant insurance policy covers 2 main components:

  1. Your contents (personal belongings, furniture, jewelry, etc.)Example: Someone breaks into your apartment and steals your television.
  2. Civil Liability (damage you or your property can cause to others).

Example: You accidentally leave the bathtub running and cause water damage to your landlord’s floor or the people living below you.

Does KBD offer Montreal renters insurance quotes online?

Today, almost every Montreal insurance broker has a quoting system on its website — KBD Insurance is no exception. Answer 5-6 questions to determine the Montreal renters insurance policy that’s right for you — and it only takes 3 minutes to get a price.

Does renters insurance cover theft?

Yes! Every Montreal renters insurance policy has 2 components:

  1. Your contents (personal belongings, furniture, jewelry, etc.)
  2. Civil Liability (damage you or your property can cause to others)

When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft. What most people don’t realize is that this coverage can extend beyond your place of living. For example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your Montreal tenant insurance policy.

Does where I live affect my renters insurance quote?

Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has had more fires than another, then its price will be higher. The number of break ins and burglaries are also taken into account. If there are more thefts in one area of Montreal, then the insurance company pays more in claims, leaving those who live in that area to pay more for their renters insurance.

Is there a difference between “tenant insurance” and “renters insurance”?

Renters insurance and tenant insurance are the exact same thing! This coverage protects landlords from damage a tenant could cause to the unit he or she is renting or to the rest of the building.

Is it easy to get a tenant insurance quote in Montreal?

Finding tenant insurance in Montreal is easier than you think. There are two ways you can get a quote: Over the phone or online. It is becoming the industry standard for Montreal tenant insurance brokers to have a quoting system on their website that takes roughly 3 minutes to fill out. Once you find a Montreal renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.

Where can I find the best tenant insurance in Montreal?

At KBD Insurance, we place most of our clients who need tenant insurance in Montreal with Intact. We believe that more often than not, they will offer the best tenant insurance at the best price.

Some other companies that offer tenant insurance in Montreal over the phone or online:

  • Belair
  • Desjardins
  • All-State
  • Promutuel
  • La Personnelle
  • La Capital
  • SSQ
  • Wawanesa

How do I lower my renters insurance cost in Montreal?

There are 4 main ways to bring down your Montreal renters insurance cost:

  1. Buy a basic coverage policy. When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
  2. Don’t make small claims. If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay for Renters Insurance.
  4. Bundle your renters insurance policy with your car insurance. Companies offer significant savings when you combine your car and residential insurance.

Does renters insurance include tenant liability insurance?

Yes! There are 2 components to every Montreal renters insurance policy:

  1. Your contents (personal belongings, furniture, jewelry, etc.)
  2. Civil Liability (damage you or your property can cause to others)

Civil liability and tenant liability are the exact same thing. It protects you from being sued for damage you can cause to others. For example: you accidentally left your stove on and caused a fire that burnt down your entire apartment complex. Without tenant liability insurance, your landlord could sue you for the damages you caused to the building and the other tenants in the building could sue you for the damage you caused to their belongings. This is why it is becoming more common for landlords to require proof of tenant liability insurance before a new tenant moves into their apartment. At KBD, we always suggest at least $2 million in coverage for your Montreal renters insurance.

What is tenant insurance?

Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house. It is becoming more common for landlords to require their tenants to purchase and provide proof of Montreal renters insurance because it protects the landlord from any damage the tenant could cause to his or her unit, as well as the building itself.

Is there a difference between “tenant insurance” and “renters insurance”?

Renters insurance and tenant insurance are the exact same thing! This coverage protects landlords from damage a tenant could cause to the unit he or she is renting or to the rest of the building.

How do I get renters insurance coverage in Montreal?

Step one: get a quote, which is an estimate of cost. You can get a quote by either calling an insurance company directly or going on their website and filling out an online form. Landlords are increasingly asking for proof of insurance from incoming tenants — so when you find a Montreal tenant insurance quote that you are happy with, make sure to ask the insurance professional to send you and/or your landlord a confirmation document.

Is it easy to get a tenant insurance quote in Montreal?

Finding tenant insurance in Montreal is easier than you think. There are two ways you can get a quote: Over the phone or online. It is becoming the industry standard for Montreal tenant insurance brokers to have a quoting system on their website that takes roughly 3 minutes to fill out. Once you find a Montreal renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.

What's covered in a tenant insurance policy?

Every Montreal tenant insurance policy covers 2 main components:

  1. Your contents (personal belongings, furniture, jewelry, etc.)Example: Someone breaks into your apartment and steals your television.
  2. Civil Liability (damage you or your property can cause to others).

Example: You accidentally leave the bathtub running and cause water damage to your landlord’s floor or the people living below you.

Where can I find the best tenant insurance in Montreal?

At KBD Insurance, we place most of our clients who need tenant insurance in Montreal with Intact. We believe that more often than not, they will offer the best tenant insurance at the best price.

Some other companies that offer tenant insurance in Montreal over the phone or online:

  • Belair
  • Desjardins
  • All-State
  • Promutuel
  • La Personnelle
  • La Capital
  • SSQ
  • Wawanesa

Does KBD offer Montreal renters insurance quotes online?

Today, almost every Montreal insurance broker has a quoting system on its website — KBD Insurance is no exception. Answer 5-6 questions to determine the Montreal renters insurance policy that’s right for you — and it only takes 3 minutes to get a price.

How do I lower my renters insurance cost in Montreal?

There are 4 main ways to bring down your Montreal renters insurance cost:

  1. Buy a basic coverage policy. When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
  2. Don’t make small claims. If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
  3. Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay for Renters Insurance.
  4. Bundle your renters insurance policy with your car insurance. Companies offer significant savings when you combine your car and residential insurance.

Does renters insurance cover theft?

Yes! Every Montreal renters insurance policy has 2 components:

  1. Your contents (personal belongings, furniture, jewelry, etc.)
  2. Civil Liability (damage you or your property can cause to others)

When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft. What most people don’t realize is that this coverage can extend beyond your place of living. For example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your Montreal tenant insurance policy.

Does renters insurance include tenant liability insurance?

Yes! There are 2 components to every Montreal renters insurance policy:

  1. Your contents (personal belongings, furniture, jewelry, etc.)
  2. Civil Liability (damage you or your property can cause to others)

Civil liability and tenant liability are the exact same thing. It protects you from being sued for damage you can cause to others. For example: you accidentally left your stove on and caused a fire that burnt down your entire apartment complex. Without tenant liability insurance, your landlord could sue you for the damages you caused to the building and the other tenants in the building could sue you for the damage you caused to their belongings. This is why it is becoming more common for landlords to require proof of tenant liability insurance before a new tenant moves into their apartment. At KBD, we always suggest at least $2 million in coverage for your Montreal renters insurance.

Does where I live affect my renters insurance quote?

Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has had more fires than another, then its price will be higher. The number of break ins and burglaries are also taken into account. If there are more thefts in one area of Montreal, then the insurance company pays more in claims, leaving those who live in that area to pay more for their renters insurance.

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