Renters insurance quotes in Montreal & across the province of Quebec
Online tenant insurance quotes in Montreal
KBD provides renters insurance to cover your personal belongings & liability.
Compare prices among top insurers
Tenant insurance
coverage we offer
coverage we offer
Tenant liability insurance
Provides coverage if you accidentally cause damage to your landlord’s building.
Contents coverage
Subject to a deductible, we insure your stuff in the event of a fire, theft and much more.
Water & flood insurance
Water & flood Insurance claims are very common in Quebec, especially among those living in a basement unit.
Our clients say it best
Total 4.9 (293 reviews)
I just received a quote and signed up with KDB. Devon was very knowledgeable, friendly and patient (since I had a lot of questions). I would highly recommend KDB!
Excellent service. Devon went beyond my expectations. Very helpful and went out her way to make sure I received the best coverage at the best price. Very professional too!
Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.
Awesome experience with Mr Warren Sellers, knowledgeable, helpful which made the decision to switch an easy experience !
Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!
Get a renters insurance quote today
Montreal renters insurance FAQs
What is tenant insurance?
Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house.
Renters insurance covers two main things:
- Your personal property
- Your liability
Most landlords require tenants to carry liability insurance. If you (the renter) cause damage to the building, the property owner (landlord) wants recourse.
Here’s a great KBD blog explaining the benefits of having apartment insurance in Montreal.
How do I get apartment insurance coverage in Montreal?
The entire A – Z process will take you under 30 minutes.
Start by getting a renters insurance quote.
You can get a quote by either calling an insurance company directly or completing one online.
KBD provides quotes with 3 apartment insurance companies:
- Intact
- Economical
- L’Unique
Once you receive your quote, have your banking information on hand and finalize with an insurance professional 🙂
Where can I find the best renters insurance in Montreal?
Here are some companies that offer tenant insurance in Montreal over the phone and / or online:
- Intact
- Belair
- Desjardins
- All-State
- Promutuel
- La Personnelle
- La Capital
- SSQ
- Wawanesa
- KBD
How do I lower my renters insurance cost in Montreal?
There are 4 ways to bring down your Montreal renters insurance cost:
- Avoid making small claims – If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
- Raise your deductible – The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay.
- Bundle your tenant & car insurance – Companies offer significant savings when you combine your car and residential insurance.
- Buy a basic coverage policy – When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
Does renters insurance include tenant liability insurance?
Yes, it’s included automatically.
Liability protects you in the event you cause property damage or bodily injury to a third party.
We suggest purchasing $2 million in coverage for your Montreal renters insurance policy.
Is there a difference between “tenant insurance” and “renters insurance”?
Renters insurance and tenant insurance are the exact same thing! The terms can be used interchangeably.
Is it easy to get a tenant insurance quote in Montreal?
Finding quotes is easier than you think.
There are two ways you can get a quote: over the phone or online.
Once you find a renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.
Does KBD offer Montreal renters insurance quotes online?
Yes. Click the “quote online” button and answer a few questions about yourself and your apartment to find the policy that’s right for you.
It only takes 3 – 5 minutes to get a price and another 5 – 10 minutes to review with a broker over the phone.
Does rental insurance cover theft?
Yes! Every rental insurance policy has 2 components:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft.
What most people don’t realize is that this coverage can extend beyond your place of living.
Example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your tenant policy.
Does where I live affect my renters insurance quote?
Yes. Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has more fires or thefts in comparison to another, the rate will be higher.
What is tenant insurance?
Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house.
Renters insurance covers two main things:
- Your personal property
- Your liability
Most landlords require tenants to carry liability insurance. If you (the renter) cause damage to the building, the property owner (landlord) wants recourse.
Here’s a great KBD blog explaining the benefits of having apartment insurance in Montreal.
Is there a difference between “tenant insurance” and “renters insurance”?
Renters insurance and tenant insurance are the exact same thing! The terms can be used interchangeably.
How do I get apartment insurance coverage in Montreal?
The entire A – Z process will take you under 30 minutes.
Start by getting a renters insurance quote.
You can get a quote by either calling an insurance company directly or completing one online.
KBD provides quotes with 3 apartment insurance companies:
- Intact
- Economical
- L’Unique
Once you receive your quote, have your banking information on hand and finalize with an insurance professional 🙂
Is it easy to get a tenant insurance quote in Montreal?
Finding quotes is easier than you think.
There are two ways you can get a quote: over the phone or online.
Once you find a renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.
Where can I find the best renters insurance in Montreal?
Here are some companies that offer tenant insurance in Montreal over the phone and / or online:
- Intact
- Belair
- Desjardins
- All-State
- Promutuel
- La Personnelle
- La Capital
- SSQ
- Wawanesa
- KBD
Does KBD offer Montreal renters insurance quotes online?
Yes. Click the “quote online” button and answer a few questions about yourself and your apartment to find the policy that’s right for you.
It only takes 3 – 5 minutes to get a price and another 5 – 10 minutes to review with a broker over the phone.
How do I lower my renters insurance cost in Montreal?
There are 4 ways to bring down your Montreal renters insurance cost:
- Avoid making small claims – If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
- Raise your deductible – The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay.
- Bundle your tenant & car insurance – Companies offer significant savings when you combine your car and residential insurance.
- Buy a basic coverage policy – When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
Does rental insurance cover theft?
Yes! Every rental insurance policy has 2 components:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft.
What most people don’t realize is that this coverage can extend beyond your place of living.
Example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your tenant policy.
Does renters insurance include tenant liability insurance?
Yes, it’s included automatically.
Liability protects you in the event you cause property damage or bodily injury to a third party.
We suggest purchasing $2 million in coverage for your Montreal renters insurance policy.
Does where I live affect my renters insurance quote?
Yes. Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has more fires or thefts in comparison to another, the rate will be higher.
This is the third insurance we have transferred to KBD. David has been amazing in facilitating these transactions with professionalism and efficiency. We were with our previous broker for a long time and suffice it to say the no nonsense and more economical offering made it a no brainer.