Renters insurance quotes in Montreal & across the province of Quebec
Online tenant insurance quotes in Montreal
KBD provides renters insurance to cover your personal belongings & liability.

Answer a few questions about your apartment or unit
Our technology provides you with Renters Insurance quotes, fast
Review your online quote with an insurance broker
Tenant insurance
coverage we offer

Provides coverage if you accidentally cause damage to your landlord’s building.

Subject to a deductible, we insure your stuff in the event of a fire, theft and much more.

Water & flood Insurance claims are very common in Quebec, especially among those living in a basement unit.

We’ll replace your stuff with material of the same like, kind and quality. Included in all our tenant insurance policies.
What our users say


Just changed over to KBD and the service was great!! Spoke with Devon over the phone and she was very polite, professional and patient with all my questions. Highly recommend KBD. Thank you Devon!!

Excellent service by Devon. She was able to offer me an incredible annual fee for my car insurance in comparison to what I am currently paying. She was very polite, professional and I really appreciated her patience she had with me. I would highly recommend this company. Keep up the good work Devon, Thanks again!

Our broker was Spencer, He was helpful and friendly, and the second Amazing experience with KBD, I got the best price and a quick service.
Brad was my insurance wizard. He managed to get me a great rate for my first brand new car!
Great service and a better staff and thanks to Spenser and David you guys were super helpful and thanks to the other guys I talked to
Get a renters insurance quote today
Montreal renters insurance FAQs
What is tenant insurance?
Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house. It is becoming more common for landlords to require their tenants to purchase and provide proof of Montreal renters insurance because it protects the landlord from any damage the tenant could cause to his or her unit, as well as the building itself.
How do I get renters insurance coverage in Montreal?
Step one: get a quote, which is an estimate of cost. You can get a quote by either calling an insurance company directly or going on their website and filling out an online form. Landlords are increasingly asking for proof of insurance from incoming tenants — so when you find a Montreal tenant insurance quote that you are happy with, make sure to ask the insurance professional to send you and/or your landlord a confirmation document.
What's covered in a tenant insurance policy?
Every Montreal tenant insurance policy covers 2 main components:
- Your contents (personal belongings, furniture, jewelry, etc.)Example: Someone breaks into your apartment and steals your television.
- Civil Liability (damage you or your property can cause to others).
Example: You accidentally leave the bathtub running and cause water damage to your landlord’s floor or the people living below you.
Does KBD offer Montreal renters insurance quotes online?
Today, almost every Montreal insurance broker has a quoting system on its website — KBD Insurance is no exception. Answer 5-6 questions to determine the Montreal renters insurance policy that’s right for you — and it only takes 3 minutes to get a price.
Does renters insurance cover theft?
Yes! Every Montreal renters insurance policy has 2 components:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft. What most people don’t realize is that this coverage can extend beyond your place of living. For example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your Montreal tenant insurance policy.
Does where I live affect my renters insurance quote?
Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has had more fires than another, then its price will be higher. The number of break ins and burglaries are also taken into account. If there are more thefts in one area of Montreal, then the insurance company pays more in claims, leaving those who live in that area to pay more for their renters insurance.
Is there a difference between “tenant insurance” and “renters insurance”?
Renters insurance and tenant insurance are the exact same thing! This coverage protects landlords from damage a tenant could cause to the unit he or she is renting or to the rest of the building.
Is it easy to get a tenant insurance quote in Montreal?
Finding tenant insurance in Montreal is easier than you think. There are two ways you can get a quote: Over the phone or online. It is becoming the industry standard for Montreal tenant insurance brokers to have a quoting system on their website that takes roughly 3 minutes to fill out. Once you find a Montreal renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.
Where can I find the best tenant insurance in Montreal?
At KBD Insurance, we place most of our clients who need tenant insurance in Montreal with Intact. We believe that more often than not, they will offer the best tenant insurance at the best price.
Some other companies that offer tenant insurance in Montreal over the phone or online:
- Belair
- Desjardins
- All-State
- Promutuel
- La Personnelle
- La Capital
- SSQ
- Wawanesa
How do I lower my renters insurance cost in Montreal?
There are 4 main ways to bring down your Montreal renters insurance cost:
- Buy a basic coverage policy. When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
- Don’t make small claims. If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
- Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay for Renters Insurance.
- Bundle your renters insurance policy with your car insurance. Companies offer significant savings when you combine your car and residential insurance.
Does renters insurance include tenant liability insurance?
Yes! There are 2 components to every Montreal renters insurance policy:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
Civil liability and tenant liability are the exact same thing. It protects you from being sued for damage you can cause to others. For example: you accidentally left your stove on and caused a fire that burnt down your entire apartment complex. Without tenant liability insurance, your landlord could sue you for the damages you caused to the building and the other tenants in the building could sue you for the damage you caused to their belongings. This is why it is becoming more common for landlords to require proof of tenant liability insurance before a new tenant moves into their apartment. At KBD, we always suggest at least $2 million in coverage for your Montreal renters insurance.
What is tenant insurance?
Tenant insurance is for people who rent where they live, be it an apartment, a condo or a house. It is becoming more common for landlords to require their tenants to purchase and provide proof of Montreal renters insurance because it protects the landlord from any damage the tenant could cause to his or her unit, as well as the building itself.
Is there a difference between “tenant insurance” and “renters insurance”?
Renters insurance and tenant insurance are the exact same thing! This coverage protects landlords from damage a tenant could cause to the unit he or she is renting or to the rest of the building.
How do I get renters insurance coverage in Montreal?
Step one: get a quote, which is an estimate of cost. You can get a quote by either calling an insurance company directly or going on their website and filling out an online form. Landlords are increasingly asking for proof of insurance from incoming tenants — so when you find a Montreal tenant insurance quote that you are happy with, make sure to ask the insurance professional to send you and/or your landlord a confirmation document.
Is it easy to get a tenant insurance quote in Montreal?
Finding tenant insurance in Montreal is easier than you think. There are two ways you can get a quote: Over the phone or online. It is becoming the industry standard for Montreal tenant insurance brokers to have a quoting system on their website that takes roughly 3 minutes to fill out. Once you find a Montreal renters insurance quote online that meets your budget, make sure the insurance professional sends you and/or your landlord a confirmation document by email.
What's covered in a tenant insurance policy?
Every Montreal tenant insurance policy covers 2 main components:
- Your contents (personal belongings, furniture, jewelry, etc.)Example: Someone breaks into your apartment and steals your television.
- Civil Liability (damage you or your property can cause to others).
Example: You accidentally leave the bathtub running and cause water damage to your landlord’s floor or the people living below you.
Where can I find the best tenant insurance in Montreal?
At KBD Insurance, we place most of our clients who need tenant insurance in Montreal with Intact. We believe that more often than not, they will offer the best tenant insurance at the best price.
Some other companies that offer tenant insurance in Montreal over the phone or online:
- Belair
- Desjardins
- All-State
- Promutuel
- La Personnelle
- La Capital
- SSQ
- Wawanesa
Does KBD offer Montreal renters insurance quotes online?
Today, almost every Montreal insurance broker has a quoting system on its website — KBD Insurance is no exception. Answer 5-6 questions to determine the Montreal renters insurance policy that’s right for you — and it only takes 3 minutes to get a price.
How do I lower my renters insurance cost in Montreal?
There are 4 main ways to bring down your Montreal renters insurance cost:
- Buy a basic coverage policy. When you spend less, you get less, so enjoy the savings but be aware of the coverage and protections you’re missing out on with bare minimum protection.
- Don’t make small claims. If you’ve made 3 or more claims within 5 years, you’ll have a difficult time finding affordable tenant insurance in Montreal.
- Raise your deductibles. The more you’re willing to pay out of pocket to have repairs done, the less you’ll pay for Renters Insurance.
- Bundle your renters insurance policy with your car insurance. Companies offer significant savings when you combine your car and residential insurance.
Does renters insurance cover theft?
Yes! Every Montreal renters insurance policy has 2 components:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
When it comes to your personal belongings, your renters insurance contract protects you mainly from fire and theft. What most people don’t realize is that this coverage can extend beyond your place of living. For example: Someone breaks into your car and steals your laptop. Contrary to popular belief, this would NOT be covered under your car insurance, but rather your Montreal tenant insurance policy.
Does renters insurance include tenant liability insurance?
Yes! There are 2 components to every Montreal renters insurance policy:
- Your contents (personal belongings, furniture, jewelry, etc.)
- Civil Liability (damage you or your property can cause to others)
Civil liability and tenant liability are the exact same thing. It protects you from being sued for damage you can cause to others. For example: you accidentally left your stove on and caused a fire that burnt down your entire apartment complex. Without tenant liability insurance, your landlord could sue you for the damages you caused to the building and the other tenants in the building could sue you for the damage you caused to their belongings. This is why it is becoming more common for landlords to require proof of tenant liability insurance before a new tenant moves into their apartment. At KBD, we always suggest at least $2 million in coverage for your Montreal renters insurance.
Does where I live affect my renters insurance quote?
Insurance companies calculate their premiums based on statistics and probabilities. If a certain postal code has had more fires than another, then its price will be higher. The number of break ins and burglaries are also taken into account. If there are more thefts in one area of Montreal, then the insurance company pays more in claims, leaving those who live in that area to pay more for their renters insurance.
Thanks Matt for being so helpful in setting me up with car insurance. All my questions were answered, and the rates are great. I appreciate your help and for making this part of my purchase so easy.