Quotes starting as low as $32 a month.
Tenant insurance helps renters in Montreal and across Quebec stay protected when the unexpected happens. At KBD, quickly compare renters insurance quotes online to find affordable coverage in minutes.
Compare Quebec renters insurance quotes and save more
KBD helps tenants in Montreal and across the province compare renters insurance quotes from leading insurers.
We review policies side-by-side to find cheap tenant insurance that covers your rental and fits your budget.
Compare prices among top insurers
Tenant insurance
coverage we offer:
coverage we offer:
Tenant liability insurance
This protects you if you accidentally cause damage to your landlord’s building or to another tenant’s property.
Contents coverage
Subject to a deductible, this coverage protects your belongings from events such as fire, theft, or vandalism.
Water & flood insurance
Water damage claims are super common. This coverage can help protect the value of your belongings if there’s a water-related claim.
Our clients say it best
More than 600 5-star reviews onLeah N.
Shawn B.
Nathan T.
Brian B.
Find the cheapest apartment insurance quotes today
Tenant insurance in Quebec: Your questions answered
How can I find the cheapest tenant insurance in Quebec?
If you’re looking for cheap tenant insurance in Quebec, the best strategy is to compare multiple insurers before choosing a policy.
The price of tenant insurance can vary widely depending on the insurer, your city, and the coverage you choose.
Here are a few ways renters find the cheapest tenant insurance:
- Compare multiple insurers using renters insurance comparison tools
- Get several renters insurance quotes before choosing a policy. A broker like KBD can help with this
- Increase your deductible to lower your monthly premium
- Bundle your tenant insurance with other policies
- Work with a broker who can compare renters insurance from multiple providers
Because tenant insurance prices differ between companies, comparing quotes is a great way to find cheap renters insurance that still provides the protection you need.
At KBD, we do the shopping for you.
Is tenant insurance mandatory in Quebec?
Legally, tenant insurance is not mandatory in the province of Quebec.
However, many landlords do require renters to carry insurance as part of the lease agreement.
So while tenant insurance may not be required provincially, it is extremely common for landlords to require it before you move in.
Plus, it offers financial protection and peace of mind if a claim were to arise.
Tenant insurance protects renters in several important ways:
- Liability coverage if you accidentally cause damage to the building
- Coverage for the value of your personal belongings
- Protection if someone is injured in your apartment
- Additional living expenses if your apartment becomes unlivable
Because of these protections, most renters choose to carry tenant insurance in Quebec – even if it’s not legally required.
How much does tenant insurance cost in Quebec?
The good news: tenant insurance is one of the cheapest types of insurance in Canada.
The average cost of tenant insurance in Quebec is around $32 a month in 2026.
Prices can vary depending on factors like:
- Your location
- The value of your belongings
- Your deductible
- Your claims history
- The coverage limits you choose
At a relatively low cost, tenant insurance provides significant financial protection in the event of a claim.
Ready to get insured?
What does renters insurance cover for tenants living in apartments?
A typical apartment renters insurance policy includes several key protections.
Most tenants insurance policies in Quebec cover:
- Personal property protection for furniture, electronics, clothing, and belongings
- Liability coverage protection if you accidentally damage the building or another unit
- Additional living expenses, which covers temporary housing if your apartment becomes unlivable
- Voluntary medical payments, which offers coverage if someone is injured in your unit
Many policies also allow you to add optional protections like sewer backup or water damage.
Today it’s easy to get tenant insurance online.
Get insured with KBD in minutes by getting an online quote, or by giving us a call.
How can I find the cheapest tenant insurance in Quebec?
If you’re looking for cheap tenant insurance in Quebec, the best strategy is to compare multiple insurers before choosing a policy.
The price of tenant insurance can vary widely depending on the insurer, your city, and the coverage you choose.
Here are a few ways renters find the cheapest tenant insurance:
- Compare multiple insurers using renters insurance comparison tools
- Get several renters insurance quotes before choosing a policy. A broker like KBD can help with this
- Increase your deductible to lower your monthly premium
- Bundle your tenant insurance with other policies
- Work with a broker who can compare renters insurance from multiple providers
Because tenant insurance prices differ between companies, comparing quotes is a great way to find cheap renters insurance that still provides the protection you need.
At KBD, we do the shopping for you.
How much does tenant insurance cost in Quebec?
The good news: tenant insurance is one of the cheapest types of insurance in Canada.
The average cost of tenant insurance in Quebec is around $32 a month in 2026.
Prices can vary depending on factors like:
- Your location
- The value of your belongings
- Your deductible
- Your claims history
- The coverage limits you choose
At a relatively low cost, tenant insurance provides significant financial protection in the event of a claim.
Ready to get insured?
Is tenant insurance mandatory in Quebec?
Legally, tenant insurance is not mandatory in the province of Quebec.
However, many landlords do require renters to carry insurance as part of the lease agreement.
So while tenant insurance may not be required provincially, it is extremely common for landlords to require it before you move in.
Plus, it offers financial protection and peace of mind if a claim were to arise.
Tenant insurance protects renters in several important ways:
- Liability coverage if you accidentally cause damage to the building
- Coverage for the value of your personal belongings
- Protection if someone is injured in your apartment
- Additional living expenses if your apartment becomes unlivable
Because of these protections, most renters choose to carry tenant insurance in Quebec – even if it’s not legally required.
What does renters insurance cover for tenants living in apartments?
A typical apartment renters insurance policy includes several key protections.
Most tenants insurance policies in Quebec cover:
- Personal property protection for furniture, electronics, clothing, and belongings
- Liability coverage protection if you accidentally damage the building or another unit
- Additional living expenses, which covers temporary housing if your apartment becomes unlivable
- Voluntary medical payments, which offers coverage if someone is injured in your unit
Many policies also allow you to add optional protections like sewer backup or water damage.
Today it’s easy to get tenant insurance online.
Get insured with KBD in minutes by getting an online quote, or by giving us a call.