Quotes as low as $32/month.
Trusted by 30,000+ Quebec clients, KBD compares top Canadian insurance companies to find you the right tenant insurance coverage at the best price. Get insured today – it only takes a few minutes.
Get the right renters insurance at the right price
Whether you rent an apartment, condo, or house in Montreal, tenant insurance protects you from financial losses and liability.
Request your online tenant insurance quote today. Same-day coverage available.
Compare prices among top insurers
Tenant insurance coverage we offer in Montreal:
Tenant liability insurance
Covers damage accidentally caused to your landlord’s building or to others. Most landlords require liability coverage.
Contents coverage
Protects your belongings like furniture, electronics, clothing, and more, against fire, theft, and other covered losses.
Water & flood insurance
Water-related claims are common in apartments and basement units. Optional protection is available.
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Tenant insurance in Montreal: What to know before you buy
What information do I need to provide to get an accurate tenant insurance quote in Montreal?
Getting a tenant insurance quote takes less than 5 minutes.
To provide you with an accurate Montreal renters insurance quote, we’ll simply ask for:
- Your full name and date of birth
- Your Montreal address and postal code
- The type of rental (apartment, condo, house, basement unit)
- The estimated value of your personal belongings
- Desired liability amount (this requirement is often outlined in your tenant agreement)
- Any previous insurance claims
Don’t worry if you’re unsure about coverage amounts – our experts will guide you through it.
Montreal renters can receive their quote instantly online.
How much tenant insurance coverage do I need for a Montreal apartment?
The right amount of tenant insurance depends on:
- The replacement value of your belongings:
Many renters underestimate how much it would cost to replace everything after a total loss.
- Your liability coverage:
Many Montreal landlords require $2 million in liability coverage.
Not sure what you need? Our quote tool helps you choose the right coverage in minutes.
Need renters insurance?
Is tenant insurance mandatory for renters in Montreal, or is it optional?
Tenant insurance is not legally mandatory in Quebec, but most Montreal landlords require proof of liability insurance before you move in.
Even when not required by the landlord, tenant insurance protects you financially if:
- You accidentally damage the building
- Someone is injured in your unit
- Your belongings are stolen or damaged
Without coverage, you may be personally responsible for these costs.
For just a small monthly amount, tenant insurance provides significant financial protection and peace of mind.
How much does tenant insurance cost in Montreal?
Tenant insurance in Montreal is surprisingly affordable. In Quebec, the average cost in 2026 is about $388 per year, which works out to around $32 per month for many renters.
Your exact price can vary depending on factors like:
-
The value of your belongings
-
Your building type and location
-
The coverage and deductible you choose
The good news is that most renters can get solid protection for less than the cost of a streaming subscription each month.
In just a few minutes, you can compare options and see exactly how much tenant insurance will cost for your situation.
What information do I need to provide to get an accurate tenant insurance quote in Montreal?
Getting a tenant insurance quote takes less than 5 minutes.
To provide you with an accurate Montreal renters insurance quote, we’ll simply ask for:
- Your full name and date of birth
- Your Montreal address and postal code
- The type of rental (apartment, condo, house, basement unit)
- The estimated value of your personal belongings
- Desired liability amount (this requirement is often outlined in your tenant agreement)
- Any previous insurance claims
Don’t worry if you’re unsure about coverage amounts – our experts will guide you through it.
Montreal renters can receive their quote instantly online.
Is tenant insurance mandatory for renters in Montreal, or is it optional?
Tenant insurance is not legally mandatory in Quebec, but most Montreal landlords require proof of liability insurance before you move in.
Even when not required by the landlord, tenant insurance protects you financially if:
- You accidentally damage the building
- Someone is injured in your unit
- Your belongings are stolen or damaged
Without coverage, you may be personally responsible for these costs.
For just a small monthly amount, tenant insurance provides significant financial protection and peace of mind.
How much tenant insurance coverage do I need for a Montreal apartment?
The right amount of tenant insurance depends on:
- The replacement value of your belongings:
Many renters underestimate how much it would cost to replace everything after a total loss.
- Your liability coverage:
Many Montreal landlords require $2 million in liability coverage.
Not sure what you need? Our quote tool helps you choose the right coverage in minutes.
Need renters insurance?
How much does tenant insurance cost in Montreal?
Tenant insurance in Montreal is surprisingly affordable. In Quebec, the average cost in 2026 is about $388 per year, which works out to around $32 per month for many renters.
Your exact price can vary depending on factors like:
-
The value of your belongings
-
Your building type and location
-
The coverage and deductible you choose
The good news is that most renters can get solid protection for less than the cost of a streaming subscription each month.
In just a few minutes, you can compare options and see exactly how much tenant insurance will cost for your situation.