Quotes as low as $87/month for two-way insurance. Trusted by 30,000+ Quebec drivers, we find you the best coverage at the lowest price – fast. Click below to get a quote in minutes.
Get auto coverage that fits your driving profile
KBD compares car insurance from multiple trusted insurers across Quebec to match you with coverage based on your vehicle, driving history, and budget – no guesswork required.
Request your online quote today. Same-day coverage available.
Compare prices among top insurers
Car insurance coverage we offer to Quebec drivers
Collision
This covers damage to your car in an at-fault accident.
Comprehensive
Protects against fire, theft, vandalism, and other non-collision related damage.
Liability
This covers third-party claims for injury or property damage you’re responsible for.
Our clients say it best
More than 600 5-star reviews onLeah N.
Shawn B.
Nathan T.
Brian B.
Get your quote in minutes & secure the right auto coverage today
Auto insurance in Quebec: What to know before you buy
How can I get the cheapest car insurance rates in Quebec while still having the coverage I need?
If you’re comparing quotes, the goal isn’t just to get the cheapest price, it’s to get the best coverage for your situation.
That said, there are a few smart ways to get the cheapest car insurance quotes possible:
- Compare multiple insurers: At KBD, we help you shop multiple insurers at once to find the best price quickly.
- Bundle your policies: Combining your home, condo, or tenant insurance with your auto policy with the same insurer can unlock major discounts.
- Choose the right deductible: A higher deductible can lower your monthly premium.
- Consider a telematics program: Safe driving can earn you personalized discounts. Inquire with your broker to see if this makes sense for you.
- Avoid small claims when possible: A history of multiple claims can increase your future premiums.
Why is my car insurance rate higher (or lower) than someone else’s?
Your premium isn’t random. Insurers calculate risk based on several factors, and each company weighs them differently.
- Age: Younger drivers (especially those under 25) usually pay higher premiums because they’re statistically more likely to get into accidents.
- Driving record: The more years you’ve been licensed, the lower your risk profile and premiums. New drivers typically face higher rates.
- Credit score: A good credit history can help you secure lower premiums. Poor credit signals higher risk to insurers, which can increase rates.
Pro tip: The fastest way to know your true price? Compare quotes.
We can help with that.
What car insurance coverage is required in Quebec, and how much should I actually carry?
In Quebec, part of your coverage is handled publicly, and part must be purchased privately.
Mandatory auto insurance coverage:
- Public bodily injury (SAAQ): Covered automatically by Quebec’s public insurance system, so you don’t need to purchase this portion of coverage.
- Civil liability: This covers damage or injuries you cause to others. $50,000 is the legal minimum required.
Optional coverages worth considering:
- Higher liability limits (often $1–2 million): For extra coverage and peace of mind.
- Collision coverage: This covers damage to your vehicle after an at-fault accident.
- Comprehensive coverage: This protects from theft, fire, vandalism, and weather-related losses.
- Rental car & roadside assistance: A smart coverage to have, providing support on the road when the unexpected happens.
What information do I need to provide to get an accurate car insurance quote in Quebec?
Getting a quote only takes a few minutes. Most drivers already have everything they need.
Here’s what we’ll ask for:
- Personal details: Your name, date of birth, and address.
- Driver’s license info: License number and how long you’ve been licensed.
- Vehicle details: Make, model, year, VIN, and current odometer reading.
- Usage & driving habits: Annual mileage, primary use (commute vs. leisure), and where the car gets parked.
- Insurance history: Previous claims, the status of your current insurance if applicable, and coverage limits.
Don’t have every detail handy? You can still start your quote and update information as needed.
How can I get the cheapest car insurance rates in Quebec while still having the coverage I need?
If you’re comparing quotes, the goal isn’t just to get the cheapest price, it’s to get the best coverage for your situation.
That said, there are a few smart ways to get the cheapest car insurance quotes possible:
- Compare multiple insurers: At KBD, we help you shop multiple insurers at once to find the best price quickly.
- Bundle your policies: Combining your home, condo, or tenant insurance with your auto policy with the same insurer can unlock major discounts.
- Choose the right deductible: A higher deductible can lower your monthly premium.
- Consider a telematics program: Safe driving can earn you personalized discounts. Inquire with your broker to see if this makes sense for you.
- Avoid small claims when possible: A history of multiple claims can increase your future premiums.
What car insurance coverage is required in Quebec, and how much should I actually carry?
In Quebec, part of your coverage is handled publicly, and part must be purchased privately.
Mandatory auto insurance coverage:
- Public bodily injury (SAAQ): Covered automatically by Quebec’s public insurance system, so you don’t need to purchase this portion of coverage.
- Civil liability: This covers damage or injuries you cause to others. $50,000 is the legal minimum required.
Optional coverages worth considering:
- Higher liability limits (often $1–2 million): For extra coverage and peace of mind.
- Collision coverage: This covers damage to your vehicle after an at-fault accident.
- Comprehensive coverage: This protects from theft, fire, vandalism, and weather-related losses.
- Rental car & roadside assistance: A smart coverage to have, providing support on the road when the unexpected happens.
Why is my car insurance rate higher (or lower) than someone else’s?
Your premium isn’t random. Insurers calculate risk based on several factors, and each company weighs them differently.
- Age: Younger drivers (especially those under 25) usually pay higher premiums because they’re statistically more likely to get into accidents.
- Driving record: The more years you’ve been licensed, the lower your risk profile and premiums. New drivers typically face higher rates.
- Credit score: A good credit history can help you secure lower premiums. Poor credit signals higher risk to insurers, which can increase rates.
Pro tip: The fastest way to know your true price? Compare quotes.
We can help with that.
What information do I need to provide to get an accurate car insurance quote in Quebec?
Getting a quote only takes a few minutes. Most drivers already have everything they need.
Here’s what we’ll ask for:
- Personal details: Your name, date of birth, and address.
- Driver’s license info: License number and how long you’ve been licensed.
- Vehicle details: Make, model, year, VIN, and current odometer reading.
- Usage & driving habits: Annual mileage, primary use (commute vs. leisure), and where the car gets parked.
- Insurance history: Previous claims, the status of your current insurance if applicable, and coverage limits.
Don’t have every detail handy? You can still start your quote and update information as needed.