KBD is a Montreal-based commercial insurance broker with 40+ years of experience serving businesses across Quebec.
We help small and mid-sized companies secure the right coverage through trusted commercial insurers, based on how their business actually operates.
Commercial insurance coverage tailored to your business
Business insurance isn’t one-size-fits-all. The right coverage depends on your industry, annual revenue, employees, operations, assets, and overall risk exposure.
At KBD, you’ll work with a knowledgeable commercial insurance broker who will ensure that your coverage reflects the real risks your business faces.
How to get a commercial insurance quote with KBD
Call us.
KBD is a licensed commercial insurance broker specializing in small to medium-sized businesses. Are you a registered business owner in Ontario or Quebec? We can help.
Work with a broker.
One of our dedicated business insurance brokers will assess your company to ensure you have the right coverages in place. We’ll shop the market for you in order to find the best price.
Get insured.
Once we’ve gathered the details, we’ll provide a personalized quote. Our team provides a quick turnaround and a personalized service, tailored to the complexity of your business operations.
Comparing rates from Canada’s leading commercial insurance companies
We compare coverage and pricing from Canada’s leading commercial insurers to find the right solution for your business.
Find the best commercial insurance rates for your business
If you’re looking to buy business insurance, our team will compare options from multiple providers to help you find the right protection for your operations.
Coverage options may include general liability, commercial property, commercial auto insurance, cyber insurance, and industry-specific solutions.
Speak with the same expert every time you call
Your own dedicated business insurance representative.
If you’re looking for peace of mind and want to save time, working with an expert advisor makes a difference.
KBD provides each client with the same dedicated commercial insurance broker to manage all of their business insurance needs.
We ensure you have the right business insurance coverages in place.
Most commercial insurance policies are typically built from a combination of core coverages based on your business operations and risk profile.
Commercial property
Whether you have a corporate office, building sites, or commercial warehouses, it’s important to have property insurance in place. It protects you from liability claims, as well as damages related to fire, earthquake, water damages, rental income loss, and more.
Business liability
This coverage protects commercial properties and products, and covers damages to a third party. CGL insurance also covers bodily injury, which protects you if your product or service causes damage to another person.
Commercial car insurance
Commercial auto insurance protects company vehicles with liability, collision, and comprehensive coverage in the event of an accident, theft, fire, vandalism, glass breakage, and more.
Builder’s risk insurance
Builders risk insurance covers the costs of materials and labour required to rebuild any commercial structures in the event of a claim. It protects the cash value of the existing structure, as well as off-site and transit coverages.
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Commercial propertyWhether you have a corporate office, building sites, or commercial warehouses, it’s important to have property insurance in place. It protects you from liability claims, as well as damages related to fire, earthquake, water damages, rental income loss, and more.
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Business liabilityThis coverage protects commercial properties and products, and covers damages to a third party. CGL insurance also covers bodily injury, which protects you if your product or service causes damage to another person.
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Commercial car insuranceCommercial auto insurance protects company vehicles with liability, collision, and comprehensive coverage in the event of an accident, theft, fire, vandalism, glass breakage, and more.
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Builder’s risk insuranceBuilders risk insurance covers the costs of materials and labour required to rebuild any commercial structures in the event of a claim. It protects the cash value of the existing structure, as well as off-site and transit coverages.
Reasons to love KBD Insurance
Personalized service.
Our commercial insurance brokers assess the ins and outs of your business to provide you with tailored coverage solutions, customized to your unique business systems.
Business insurance expertise
As a commercial insurance client at KBD, you will be assigned a dedicated broker. They will get to know your business operations, optimize your coverages and premiums, and assist you with policy maintenance.
We shop the market for you.
As a corporate insurance broker, we have access to multiple Canadian business insurance companies. This means we can offer coverage solutions for a wide variety of industries and insurance needs.
Our clients say it best
More than 500 5-star reviews onLeah N.
“Great service, very easy and well explained procedures and information needed for insurance. Jordan was great to work with, and had excellent communication skills. 10/10 recommend.”
Shawn B.
“Greg is always making sure all my insurance needs are covered. Excellent service and very responsive.. thanks again!”
Nathan T.
“My first time ever getting insurance for a car and it was super simple. I spoke to Erika who was super nice and answered all my questions, and provided everything I needed!”
Brian B.
“Great experience. As a new to Quebec driver who just bought a car I got my insurance processed over the phone in less than 20 minutes. Very efficient, easy to understand and good coverage.”
Speak with a commercial insurance broker & protect your business today
Commercial insurance in Quebec: Your questions answered
How much is commercial insurance for a business in Quebec?
The cost of business insurance across Quebec depends on several factors including your industry, annual revenue, claims history, and the type of coverage you need.
Most small businesses in Quebec pay between $500 and $5,000 per year for commercial insurance, though larger or higher-risk businesses often pay more.
A typical commercial insurance policy may include:
- Commercial general liability insurance (protects against lawsuits and third-party injury claims)
- Commercial property insurance (covers buildings, equipment, and inventory)
- Commercial auto insurance (for company-owned vehicles)
- Professional liability insurance (for service providers and consultants)
The fastest way to know your price is to compare commercial insurance quotes from multiple insurers.
We can help with that.
Speak to a commercial insurance expert today
Why work with a commercial insurance broker instead of buying insurance directly from a company?
Working with commercial insurance brokers gives you access to multiple insurers instead of just one provider.
A commercial insurance broker can:
- Shop commercial insurance quotes from several insurance companies at once to provide the best option for coverage and rates
- Help you find the best coverage based on your business’ particular risks
- Ensure you aren’t overpaying for unnecessary coverage
- Provide ongoing support when you need to update your policy during business restructuring or changes, or to file a claim
At KBD, our business insurance brokers help companies across Quebec and Ontario find the right insurance at the best price.
We bring insurance expertise in industries from construction, to hospitality, and everything in between.
What types of commercial insurance coverage does my business need?
Every business has different risks, but many companies start with a few core coverages.
Common coverages in business insurance policies include:
- Commercial general liability insurance: Covers third-party injury or property damage claims.
- Commercial property insurance: Protects buildings, equipment, and inventory from risks like fire or theft.
- Professional liability insurance: Also called errors & omissions insurance, this protects service-based businesses from claims related to mistakes or negligence.
- Commercial vehicle insurance: Required if your business owns or operates vehicles.
A knowledgeable commercial insurance advisor can help tailor coverage based on your industry, operations, and risk exposure.
How can I get a business insurance quote in Quebec?
Getting a business insurance quote with KBD is simple.
We’ll collect information about your business and compare commercial insurance quotes from multiple insurers.
To receive an accurate commercial insurance quote, we will ask for information like:
- Business information (industry, revenue, years in operation)
- Business address in Montreal or elsewhere in Quebec
- Details about employees, equipment, or vehicles
- Your claims history if applicable
Once submitted, your dedicated commercial insurance broker will compare policies from multiple insurers to find the best option.
That way, you can buy business insurance that fits your company’s requirements and budget.
How much is commercial insurance for a business in Quebec?
The cost of business insurance across Quebec depends on several factors including your industry, annual revenue, claims history, and the type of coverage you need.
Most small businesses in Quebec pay between $500 and $5,000 per year for commercial insurance, though larger or higher-risk businesses often pay more.
A typical commercial insurance policy may include:
- Commercial general liability insurance (protects against lawsuits and third-party injury claims)
- Commercial property insurance (covers buildings, equipment, and inventory)
- Commercial auto insurance (for company-owned vehicles)
- Professional liability insurance (for service providers and consultants)
The fastest way to know your price is to compare commercial insurance quotes from multiple insurers.
We can help with that.
Speak to a commercial insurance expert today
What types of commercial insurance coverage does my business need?
Every business has different risks, but many companies start with a few core coverages.
Common coverages in business insurance policies include:
- Commercial general liability insurance: Covers third-party injury or property damage claims.
- Commercial property insurance: Protects buildings, equipment, and inventory from risks like fire or theft.
- Professional liability insurance: Also called errors & omissions insurance, this protects service-based businesses from claims related to mistakes or negligence.
- Commercial vehicle insurance: Required if your business owns or operates vehicles.
A knowledgeable commercial insurance advisor can help tailor coverage based on your industry, operations, and risk exposure.
Why work with a commercial insurance broker instead of buying insurance directly from a company?
Working with commercial insurance brokers gives you access to multiple insurers instead of just one provider.
A commercial insurance broker can:
- Shop commercial insurance quotes from several insurance companies at once to provide the best option for coverage and rates
- Help you find the best coverage based on your business’ particular risks
- Ensure you aren’t overpaying for unnecessary coverage
- Provide ongoing support when you need to update your policy during business restructuring or changes, or to file a claim
At KBD, our business insurance brokers help companies across Quebec and Ontario find the right insurance at the best price.
We bring insurance expertise in industries from construction, to hospitality, and everything in between.
How can I get a business insurance quote in Quebec?
Getting a business insurance quote with KBD is simple.
We’ll collect information about your business and compare commercial insurance quotes from multiple insurers.
To receive an accurate commercial insurance quote, we will ask for information like:
- Business information (industry, revenue, years in operation)
- Business address in Montreal or elsewhere in Quebec
- Details about employees, equipment, or vehicles
- Your claims history if applicable
Once submitted, your dedicated commercial insurance broker will compare policies from multiple insurers to find the best option.
That way, you can buy business insurance that fits your company’s requirements and budget.