Business insurance quotes for Montreal & Quebec based businesses.
Find the best commercial insurance rates in Montreal
KBD is a Montreal commercial insurance broker with 40+ years of experience in the industry.
We offer business insurance coverage to small and medium sized companies located within the province of Ontario & Quebec.
Comparing rates from Canada’s leading business insurance companies
Commercial insurance broker coverage we provide
General Liability
Product liability insurance for small & medium sized businesses.
Property
Coverage applicable to your company’s: building, equipment, stock, office contents, etc. Insure against perils like fire, theft, water and more.
Professional liability
Used in business to protect against claims of negligence. Also commonly referred to as errors & omissions insurance.
Speak with the same expert every time you call
Your own dedicated representative.
If you are looking for peace of mind and to save time – you need someone who knows how to handle your affairs. KBD provides each customer with the same dedicated commercial insurance expert to handle all your insurance needs.
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Get a business insurance quote in Montreal today
Montreal business insurance FAQs
What is business insurance?
Business insurance, also referred to as commercial insurance, is designed to cover your company’s assets against common perils like fire, water and theft as well as liability. This is why the industry is commonly referred to as “property & casualty.”
Need commercial insurance in Montreal?
How much does commercial insurance cost in Montreal?
The business insurance cost depends on multiple factors, and there is no “one-size-fits-all” when it comes to annual pricing. Here are some factors that will determine the annual pricing:
- Your annual revenue
- Your claims history
- Your industry
If you’re a small start-up, you can expect to pay between $500-$5,000 per year, and if you’re a larger company with over 10 employees, you can expect to pay over $2,500 per year.
Looking for a Montreal commercial broker?
Where can I find the best business insurance in Montreal?
It really depends on the industry you work in. The best way to find the cheapest rates on commercial insurance is to shop around and inform yourself. You can do so by completing online business insurance quotes and by contacting different companies found within Quebec. Not all policies are created equal, so be sure to compare apples with apples when you are doing your homework.
Need business insurance in Montreal?
What commercial insurance coverage does my business need?
Property and liability insurance. The most important protection a company requires is business liability insurance. If your product or service causes damage to a third party, you could be held liable, so it’s important to protect your company accordingly. Businesses should also consider covering their assets against fire, water and theft, the 3 most common business insurance property claims.
Looking for commercial insurance?
How do I get the best business insurance coverage in Montreal?
The more detail you provide to commercial insurance companies in Montreal the better they’ll understand your needs. It’s important to work with an individual who understands your company and the operations so that they can recommend the coverage your business requires. It’s also important to remember that not all insurance companies have the same appetite; prices can vary greatly from one company to the next, so keep that in mind when you’re shopping for commercial insurance.
Need business insurance in Montreal?
What are the main protections in a commercial insurance policy?
It depends on the type of business insurance that you are looking for. If you require the bare minimum and are only looking to fulfill your landlord’s requirements, you may only want to have liability coverage. If your business is a large-scale operation, you may require broader protections, like cyber, property and commercial automobile insurance.
Looking for business insurance in Montreal?
What is a commercial insurance broker?
A commercial insurance broker is the intermediary between the insurance company and the client. A broker can shop multiple insurance markets in order to find the best price and protections for different types of companies that work in an array of industries.
Ready for a commercial insurance quote?
Is KBD a Montreal commercial insurance broker?
Yes, and we’ve been around since the 1970s. We deal with hundreds of business clients throughout the province of Quebec and we also provide insurance to a wide variety of industries. We place the majority of our clientele with Lloyd’s Insurance and Intact.
Need commercial insurance in Montreal?
How do I get a commercial insurance quote in Montreal?
You can complete a business insurance quote online, or you can contact a company directly. If you call a business insurance broker in Montreal, they’re able to provide you with multiple offers from different commercial insurance companies. If you contact a “direct” insurance company (like Desjardins), they can only provide you with one insurance product.
Get your business insured.
How do I lower the cost of my Montreal business insurance policy?
There are several ways to get cheaper insurance as a Montreal business:
- Shop different insurance markets every 3-4 years (a broker can do this for you)
- Increase your deductible.
- Educate your employees on risk management.
- Avoid making small claims.
- Don’t treat your insurance policy like a maintenance package!
Get a commercial insurance quote today.
How do I get an online business insurance quote?
Not every company offers quotes online, but KBD does! We work with Intact Insurance as they are one of only a few who are able to provide online commercial insurance quotes. The form consists of 10 questions and takes less than 4 minutes to complete. After you submit your information, one of our brokers will contact you to answer any additional questions you may have.
Get your business insured.
How much business insurance do I need?
We always suggest insuring your assets at full value. In other words, if you own a building worth $1,000,000, you should insure it for $1,000,000. Having the proper amount of commercial insurance will protect your company from unforeseen events like a fire or a cyber attack. If you’re looking for commercial liability insurance only, we suggest purchasing $5,000,000 in coverage. Most landlords require this amount of coverage, and depending on the industry you work in, many of your clients may also require a minimum of $5,000,000 for you to win a project contract.
Speak to a commercial insurance broker today.
What is business insurance?
Business insurance, also referred to as commercial insurance, is designed to cover your company’s assets against common perils like fire, water and theft as well as liability. This is why the industry is commonly referred to as “property & casualty.”
Need commercial insurance in Montreal?
What is a commercial insurance broker?
A commercial insurance broker is the intermediary between the insurance company and the client. A broker can shop multiple insurance markets in order to find the best price and protections for different types of companies that work in an array of industries.
Ready for a commercial insurance quote?
How much does commercial insurance cost in Montreal?
The business insurance cost depends on multiple factors, and there is no “one-size-fits-all” when it comes to annual pricing. Here are some factors that will determine the annual pricing:
- Your annual revenue
- Your claims history
- Your industry
If you’re a small start-up, you can expect to pay between $500-$5,000 per year, and if you’re a larger company with over 10 employees, you can expect to pay over $2,500 per year.
Looking for a Montreal commercial broker?
Is KBD a Montreal commercial insurance broker?
Yes, and we’ve been around since the 1970s. We deal with hundreds of business clients throughout the province of Quebec and we also provide insurance to a wide variety of industries. We place the majority of our clientele with Lloyd’s Insurance and Intact.
Need commercial insurance in Montreal?
Where can I find the best business insurance in Montreal?
It really depends on the industry you work in. The best way to find the cheapest rates on commercial insurance is to shop around and inform yourself. You can do so by completing online business insurance quotes and by contacting different companies found within Quebec. Not all policies are created equal, so be sure to compare apples with apples when you are doing your homework.
Need business insurance in Montreal?
How do I get a commercial insurance quote in Montreal?
You can complete a business insurance quote online, or you can contact a company directly. If you call a business insurance broker in Montreal, they’re able to provide you with multiple offers from different commercial insurance companies. If you contact a “direct” insurance company (like Desjardins), they can only provide you with one insurance product.
Get your business insured.
What commercial insurance coverage does my business need?
Property and liability insurance. The most important protection a company requires is business liability insurance. If your product or service causes damage to a third party, you could be held liable, so it’s important to protect your company accordingly. Businesses should also consider covering their assets against fire, water and theft, the 3 most common business insurance property claims.
Looking for commercial insurance?
How do I lower the cost of my Montreal business insurance policy?
There are several ways to get cheaper insurance as a Montreal business:
- Shop different insurance markets every 3-4 years (a broker can do this for you)
- Increase your deductible.
- Educate your employees on risk management.
- Avoid making small claims.
- Don’t treat your insurance policy like a maintenance package!
Get a commercial insurance quote today.
How do I get the best business insurance coverage in Montreal?
The more detail you provide to commercial insurance companies in Montreal the better they’ll understand your needs. It’s important to work with an individual who understands your company and the operations so that they can recommend the coverage your business requires. It’s also important to remember that not all insurance companies have the same appetite; prices can vary greatly from one company to the next, so keep that in mind when you’re shopping for commercial insurance.
Need business insurance in Montreal?
How do I get an online business insurance quote?
Not every company offers quotes online, but KBD does! We work with Intact Insurance as they are one of only a few who are able to provide online commercial insurance quotes. The form consists of 10 questions and takes less than 4 minutes to complete. After you submit your information, one of our brokers will contact you to answer any additional questions you may have.
Get your business insured.
What are the main protections in a commercial insurance policy?
It depends on the type of business insurance that you are looking for. If you require the bare minimum and are only looking to fulfill your landlord’s requirements, you may only want to have liability coverage. If your business is a large-scale operation, you may require broader protections, like cyber, property and commercial automobile insurance.
Looking for business insurance in Montreal?
How much business insurance do I need?
We always suggest insuring your assets at full value. In other words, if you own a building worth $1,000,000, you should insure it for $1,000,000. Having the proper amount of commercial insurance will protect your company from unforeseen events like a fire or a cyber attack. If you’re looking for commercial liability insurance only, we suggest purchasing $5,000,000 in coverage. Most landlords require this amount of coverage, and depending on the industry you work in, many of your clients may also require a minimum of $5,000,000 for you to win a project contract.
Speak to a commercial insurance broker today.