KBD is a licensed insurance broker in Montreal helping individuals and businesses compare quotes and secure tailored home, auto, and commercial insurance solutions across Quebec.
Your dedicated insurance broker in Montreal
KBD is a Montreal insurance broker with 40+ years of experience helping clients compare insurance coverage and find competitive rates
We offer home, car & business insurance to people and companies located in Quebec and Ontario.
Comparing rates from Canada’s leading insurance companies
Montreal insurance broker products we provide:
Commercial insurance
We focus on providing products to small and medium sized businesses in Montreal, across Quebec & in Ontario.
Home insurance
We work with leading insurers such as Intact, Economical, and Promutuel to provide competitive home insurance quotes in Montreal.
Car insurance
We help drivers in Montreal compare competitive car insurance rates with coverage options that are easy to understand. Ask about our replacement cost option today.
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Looking for insurance quotes in Montreal? Speak with one of our brokers today.
Insurance broker in Montreal: Your questions answered
Why work with an insurance broker in Montreal?
An insurance broker in Montreal acts as an intermediary between you and multiple insurance companies.
Unlike direct insurers, a broker can compare several policies to help you find the coverage that best suits your needs.
At KBD, our brokers can compare options from well-known insurers such as:
- Intact Insurance
- Promutuel
- Lloyd’s
- Economical
- CFC Underwriting
Whether you are looking for home insurance, auto insurance, or commercial insurance in Montreal, a broker can help you compare available options and choose the protection that best fits your situation.
What is the difference between an insurance broker and an agent?
The main difference is access to insurance companies.
An insurance broker can compare policies from multiple insurers to find the best option for their clients.
An agent or direct insurer, on the other hand, represents a single company and can only offer that company’s products.
In summary:
- The broker represents the client
- The agent represents the insurance company
This is why many people prefer working with an insurance broker in Montreal to receive independent advice and compare several options.
Do insurance brokers in Montreal cost more?
Working with an insurance broker in Montreal is generally not more expensive than buying a policy directly from an insurer.
Brokers are usually compensated through a commission paid by the insurance company when the policy is issued. This commission varies depending on the type of policy but is typically included in the insurance premium.
The advantage of a broker is that they can compare multiple insurers on your behalf to find competitive coverage suited to your needs.
Who regulates insurance brokers in Montreal?
Insurance brokers in Montreal and throughout Quebec are regulated by the Autorité des marchés financiers (AMF).
The AMF supervises insurance professionals in the province to ensure they follow industry standards and provide services in compliance with established regulations.
KBD is an authorized insurance broker in Quebec, which means our team meets regulatory requirements and can help individuals and businesses find the right coverage.
Why work with an insurance broker in Montreal?
An insurance broker in Montreal acts as an intermediary between you and multiple insurance companies.
Unlike direct insurers, a broker can compare several policies to help you find the coverage that best suits your needs.
At KBD, our brokers can compare options from well-known insurers such as:
- Intact Insurance
- Promutuel
- Lloyd’s
- Economical
- CFC Underwriting
Whether you are looking for home insurance, auto insurance, or commercial insurance in Montreal, a broker can help you compare available options and choose the protection that best fits your situation.
Do insurance brokers in Montreal cost more?
Working with an insurance broker in Montreal is generally not more expensive than buying a policy directly from an insurer.
Brokers are usually compensated through a commission paid by the insurance company when the policy is issued. This commission varies depending on the type of policy but is typically included in the insurance premium.
The advantage of a broker is that they can compare multiple insurers on your behalf to find competitive coverage suited to your needs.
What is the difference between an insurance broker and an agent?
The main difference is access to insurance companies.
An insurance broker can compare policies from multiple insurers to find the best option for their clients.
An agent or direct insurer, on the other hand, represents a single company and can only offer that company’s products.
In summary:
- The broker represents the client
- The agent represents the insurance company
This is why many people prefer working with an insurance broker in Montreal to receive independent advice and compare several options.
Who regulates insurance brokers in Montreal?
Insurance brokers in Montreal and throughout Quebec are regulated by the Autorité des marchés financiers (AMF).
The AMF supervises insurance professionals in the province to ensure they follow industry standards and provide services in compliance with established regulations.
KBD is an authorized insurance broker in Quebec, which means our team meets regulatory requirements and can help individuals and businesses find the right coverage.