As a consultant, you want to ensure you’re protected against risks related to professional services, including liability claims, contractual disputes, and client allegations of negligence.
KBD helps professionals compare consulting business insurance options to secure coverage tailored to their services and client requirements.
Find the best consultant business insurance rates in Quebec
KBD is a business insurance broker with more than 40 years of experience helping professionals secure the right coverage.
We provide liability insurance for contractors and consulting business insurance solutions for professionals located in Quebec.
Comparing rates from Canada’s leading consultant business insurance companies
Consultant insurance coverage we provide:
Professional liability insurance for consultants
Protects your business against lawsuits alleging professional errors, negligence, omissions, or failure to deliver services as expected.
General liability insurance
Protects your consulting business if your operations cause property damage or bodily injury to a third party.
Cyber insurance
Coverage designed for consultants who store or manage sensitive client information, protecting against data breaches and cyber incidents.
Speak with the same expert every time you call
Your own dedicated representative.
If you are looking for peace of mind and want to save time, working with an experienced advisor can make a difference.
KBD assigns every client a dedicated commercial insurance expert who understands the specific risks faced by consultants and professional service firms.
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Consultant insurance in Quebec: Your questions answered
What is consultant liability insurance?
Consultant liability insurance protects professionals who provide advice or services to clients.
If a consultant makes a mistake, provides incorrect advice, or is accused of negligence that causes financial loss to a client, the consultant may be held legally responsible.
The most important coverage for consultants is professional liability insurance, also known as errors and omissions (E&O) insurance. This coverage helps protect your business if a client claims your services caused financial damage.
Many consultants also carry commercial general liability insurance to protect against claims involving bodily injury or property damage.
What does consultant business insurance cover?
A consultant insurance policy can be tailored depending on the type of consulting services you provide.
Common coverages include:
- Professional liability insurance
Protects against lawsuits alleging errors, negligence, or omissions in your professional services.
- Commercial general liability insurance
Covers claims involving bodily injury or property damage caused to a third party.
- Cyber insurance
Protects consultants who store or manage sensitive client data in the event of a data breach or cyber incident.
- Business contents coverage
Protects computers, office equipment, and other business property.
A broker can help customize coverage based on the specific risks of your consulting business.
How much does consultant business insurance cost in Quebec?
The cost of consultant insurance in Quebec depends on several factors related to your consulting business.
Insurance companies typically calculate premiums based on:
- Your annual revenue
- Your claims history
- The type of consulting services you provide
- Whether your clients are located outside Canada, particularly in the United States
For independent consultants working alone, policies can start at around $800 per year.
Larger consulting firms with employees or higher liability exposure may pay more.
The best way to determine your price is to compare consultant insurance quotes from multiple insurers.
Do consultants need professional liability insurance?
Professional liability insurance is not legally required in Quebec, but it is strongly recommended for consultants.
Clients often expect consultants to carry this coverage because it protects both parties if a professional mistake leads to financial losses.
Many consultants purchase liability limits between $1 million and $5 million, depending on the size of their projects and the potential risks involved.
If you provide professional advice or services, professional liability insurance can be the most important protection for your business.
Start your consultant insurance quote
What is consultant liability insurance?
Consultant liability insurance protects professionals who provide advice or services to clients.
If a consultant makes a mistake, provides incorrect advice, or is accused of negligence that causes financial loss to a client, the consultant may be held legally responsible.
The most important coverage for consultants is professional liability insurance, also known as errors and omissions (E&O) insurance. This coverage helps protect your business if a client claims your services caused financial damage.
Many consultants also carry commercial general liability insurance to protect against claims involving bodily injury or property damage.
How much does consultant business insurance cost in Quebec?
The cost of consultant insurance in Quebec depends on several factors related to your consulting business.
Insurance companies typically calculate premiums based on:
- Your annual revenue
- Your claims history
- The type of consulting services you provide
- Whether your clients are located outside Canada, particularly in the United States
For independent consultants working alone, policies can start at around $800 per year.
Larger consulting firms with employees or higher liability exposure may pay more.
The best way to determine your price is to compare consultant insurance quotes from multiple insurers.
What does consultant business insurance cover?
A consultant insurance policy can be tailored depending on the type of consulting services you provide.
Common coverages include:
- Professional liability insurance
Protects against lawsuits alleging errors, negligence, or omissions in your professional services.
- Commercial general liability insurance
Covers claims involving bodily injury or property damage caused to a third party.
- Cyber insurance
Protects consultants who store or manage sensitive client data in the event of a data breach or cyber incident.
- Business contents coverage
Protects computers, office equipment, and other business property.
A broker can help customize coverage based on the specific risks of your consulting business.
Do consultants need professional liability insurance?
Professional liability insurance is not legally required in Quebec, but it is strongly recommended for consultants.
Clients often expect consultants to carry this coverage because it protects both parties if a professional mistake leads to financial losses.
Many consultants purchase liability limits between $1 million and $5 million, depending on the size of their projects and the potential risks involved.
If you provide professional advice or services, professional liability insurance can be the most important protection for your business.
Start your consultant insurance quote